Job Description
• Responsible for credit appraisals- loan applications of Construction Equipments loan proposals.
• Responsible to maintain quality portfolio.
• Responsibility to deliver the credit assessment target within specified Turnaround Time.
• Responsible for Audit and Regulatory compliance for the Location.
• Assist RCM with coordinating / managing RCU & verification vendors.
• Take sound lending decisions based on available information & interactions with the applicants.
• To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location.
• Maintain the Database and making reports for Monthly cases.
• Coordinating with agencies for proper sampling / screening of files for fraud prevention.
• Managing performance in terms Cost of credit administration.
• Graduate / Postgraduate (MBA/CA preferred)
• 4-5 years' experience in Credit/Underwriting of Secured/Unsecured products
• Ability to manage credit processes & teams
• Understanding of portfolio metrics
• Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit
• Responsible to maintain quality portfolio.
• Responsibility to deliver the credit assessment target within specified Turnaround Time.
• Responsible for Audit and Regulatory compliance for the Location.
• Assist RCM with coordinating / managing RCU & verification vendors.
• Take sound lending decisions based on available information & interactions with the applicants.
• To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location.
• Maintain the Database and making reports for Monthly cases.
• Coordinating with agencies for proper sampling / screening of files for fraud prevention.
• Managing performance in terms Cost of credit administration.
• Graduate / Postgraduate (MBA/CA preferred)
• 4-5 years' experience in Credit/Underwriting of Secured/Unsecured products
• Ability to manage credit processes & teams
• Understanding of portfolio metrics
• Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Kolkata offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
