Job Description
Job Description for Credit Manager Doing underwriting for cases processed by branch managers & discussing with higher authorities.
• Checking and appraising proposals, scrutinizing documents including Cibil analysis by proper KYC etc.
before sanctioning with proper TAT · Doing physical PD · Coordinating with the team.
Keeping update about market scenario in his area and giving constant updates to Head office credit team.
• Portfolio Analysis & analysis of reasons of non-starter/defaulter cases.
Experience and knowledge:
• Having at least minimum 5 years' experience from BFSI preferably for underwriting experience in Machinery/LAP/Business/CC-OD/Term Loans
• Should have knowledge about Financial & Cash Flow Analysis (preferably understanding of ratios & bank statement analysis), Banking, CIBIL reports, etc
• Checking and appraising proposals, scrutinizing documents including Cibil analysis by proper KYC etc.
before sanctioning with proper TAT · Doing physical PD · Coordinating with the team.
Keeping update about market scenario in his area and giving constant updates to Head office credit team.
• Portfolio Analysis & analysis of reasons of non-starter/defaulter cases.
Experience and knowledge:
• Having at least minimum 5 years' experience from BFSI preferably for underwriting experience in Machinery/LAP/Business/CC-OD/Term Loans
• Should have knowledge about Financial & Cash Flow Analysis (preferably understanding of ratios & bank statement analysis), Banking, CIBIL reports, etc
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
