Job Description
Job Requirements
Role/ Job Title: Credit Manager-Commercial Vehicle
Function/ Department: Retail Underwriting
Job Purpose:
The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.
Roles & Responsibilities:
• Responsible for underwriting CV &CE proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes.
Conduct personal discussion with customers to establish credit worthiness.
Secondary Responsibilities:
• Portfolio Management.
Managerial and Leadership Responsibilities:
• Drive co-operation with the Sales, technology, analytics, and risk teams to ensure smooth functioning of business.
• Partner with Policies team to ensure all decisions are taken within the prescribed framework.
Graduation: Any
Post-graduation: Any
Experience: 2+ years of relevant work experience.
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager-Commercial Vehicle position is now open for candidates interested in the Bank Jobs sector. This role in Chennai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
