Job Description
The candidate in this role will hold a broad experience in Credit Underwriting domain and possess a strong working knowledge of banking standards, laws and procedure.
Location - Head Office (Kolkata)
Reporting - Head Underwriting - Credit Card
Responsibilities:
• Ensure complete adherence to credit policies, procedures, and regulatory requirements
• Analyze the existing credit portfolio to create business decisions and credit risk appetites
• Additionally, ensure continuous improvement of internal credit guidelines and policies in response to changing markets for credit card
• Identify new credit opportunities with minimal risk capability and recommend restructure alternative
• Closely work with portfolio and sales team to highlight credit applications deviating from the approved limits or threshold levels
• Ensure proper approvals from stakeholders and appropriate document storage as per the agreed process and timelines
• Manage multiple pre-approved policies and customer-base generation activity basis CASA and other Bank relationship and bureau conduct to ensure higher card penetration to the internal customers
Location - Head Office (Kolkata)
Reporting - Head Underwriting - Credit Card
Responsibilities:
• Ensure complete adherence to credit policies, procedures, and regulatory requirements
• Analyze the existing credit portfolio to create business decisions and credit risk appetites
• Additionally, ensure continuous improvement of internal credit guidelines and policies in response to changing markets for credit card
• Identify new credit opportunities with minimal risk capability and recommend restructure alternative
• Closely work with portfolio and sales team to highlight credit applications deviating from the approved limits or threshold levels
• Ensure proper approvals from stakeholders and appropriate document storage as per the agreed process and timelines
• Manage multiple pre-approved policies and customer-base generation activity basis CASA and other Bank relationship and bureau conduct to ensure higher card penetration to the internal customers
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager | Credit Card position is now open for candidates interested in the Bank Jobs sector. This role in Kolkata offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.