Job Description
Credit Manager - Credit
aavas financiers limited
New Delhi, Delhi
Apply on JobLeads
16 hours ago
Full–time
Credit Manager - Credit- Delhi ,Delhi/ NCR-aavas Financiers Limited-2-3 - TimesJobs.com Credit Manager - Credit
aavas financiers limited
• card_travel2 to 3yrs
• ₹As per Industry Standards
• location_onDelhi (Delhi), Delhi/ NCR (Delhi)
Apply !
• Posted on 08 May, 2026
Job Description
Evaluation of Proposals put up for recommendation / approval as per credit policy.
Customer visit and discussions to assess the loan requirement.
Customer business and income assessment.
Understanding the business thoroughly for self-employed non-professional profiles.
Ascertaining and Validating the revenue streams and expenditure of the business.
Should be able to see through the potential risks of the proposal.
Should have ability to do due diligence without sufficient and formal documents / data.
Files Checking as per Credit Policy.
Risk Analysis related to case & Client.
Maintaining quality of credit information, underwriting standards and presentation.
PDD and Portfolio Management.
Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
Handling Disbursement officers for process.
Accuracy of work and timeline adherence.
Desired Candidate Profile:
Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
Understanding of local business and micro economy
Keen understanding and focus on risk, controls, compliance and regulatory framework
Strong analytical & communication skills (written & verbal)
Preferably CA/ ICWA/ MBA Finance / PG - Commerce)
Ability to build, coach and mentor high performance oriented teams
Should have good knowledge of Risk Related to Business.
Goo
• Job Function: Banks/Insurance/Financial Services
• Industry: Financial Services/Stockbroking, Banking
• Specialization: Risk/Credit/Economic Analyst
• Qualification:
• CA (Chartered Accountant)
• Any Graduate
• Employment Type: Full Time
Key Skills
hl credit risk management portfolio management credit manager credit underwriting credit analysis banking products risk analysis disbursement underwriting credit policy risk Job Posted by
• Company: aavas financiers limited
• Website https://www.aavas.in/join-our-team
• Industry Banking, Financial Services & Insurance (Other Banking, Financial Services & Insurance)
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💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager | Credit position is now open for candidates interested in the Bank Jobs sector. This role in Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
