Job Description
Role and Responsibilities :
1. Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers
2. Customer Interaction to understand needs, finds solutions within the product range available.
3.Calculation of Net Present Values of maturing assets using excel sheets or programs.
4. Knowledge of basic legal documentation involved in an acquisition of a home.
5.Knowledge of technical fundamentals involved in an acquisition of a home.
6.Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan
7.Supervision and performance management of all team members
Supervision of all the activities done by Non-Sales Staff / coordinators :
1 Sanctioning : - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login & Sanction.
Checking the Quality of Calls to Customers & Processing by coordinators.
2 Disbursement : - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updating for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
3.Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
4. LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
Requirement :
1. Must have minimum 2 - 3 years of team handling experience
2. In depth understanding from sourcing to disbursement And Effective communication skills (verbal & written)
3. At least 4 years of experience in the credit assessment field from home loan industry
4. Should be willing to travel on a needed basis
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager| HDFC Sales Private Limited position is now open for candidates interested in the Marketing Executive Jobs sector. This role in Jaipur offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Marketing Executive Jobs is a plus.