Credit Manager | Home loan | LAP

We are looking for Branch Credit Manager for one of large financial organization. This will be for underwriting of LAP/HL and the person will be responsible for Underwriting of Home Loan & LAP applications received from various partners. Role & responsibilities • Candidate will be primarily responsible for Credit Risk management for HL & LAP product with co-lending partners. Additionally need to support to local underwriting teams for other sourcing channels. • Candidate will be responsible to maintain healthy portfolio for a bank and Maintain Delinquency as per guidelines from Management time to time under control. • Candidate will have to manage the bounce rate below prescribed norms. • Satisfactory closure of Audit/ Compliance of Branch • Maintain various MIS for Data Maintenance and reporting purpose • Day to day Co-ordination with Product & co-lending partners for closure of files within TAT with Quality cases. • Closely working with Stake Holders, Other departments like Product, Audit, Policy, Legal, Technical & Co-lending Partners etc. • Checking of HL Applications with acceptable standards of the Bank and Checking Dockets and processing for disbursement. • Vendor & Billing Management • Responsible for fraud management and risk mitigation activities • OTC & PDD Management. • Able to take additional responsibilities in future whenever assigned. Preferred candidate profile • Graduation, Post-Graduation (Minimum MBA-Finance) • 2 plus years in Secured Loans i.e., LAP/HL • Worked in Co-lending environment