Job Description
We are looking for Branch Credit Manager for one of large financial organization. This will be for underwriting of LAP/HL and the person will be responsible for Underwriting of Home Loan & LAP applications received from various partners.
Role & responsibilities
• Candidate will be primarily responsible for Credit Risk management for HL & LAP product with co-lending partners. Additionally need to support to local underwriting teams for other sourcing channels.
• Candidate will be responsible to maintain healthy portfolio for a bank and Maintain Delinquency as per guidelines from Management time to time under control.
• Candidate will have to manage the bounce rate below prescribed norms.
• Satisfactory closure of Audit/ Compliance of Branch
• Maintain various MIS for Data Maintenance and reporting purpose
• Day to day Co-ordination with Product & co-lending partners for closure of files within TAT with Quality cases.
• Closely working with Stake Holders, Other departments like Product, Audit, Policy, Legal, Technical & Co-lending Partners etc.
• Checking of HL Applications with acceptable standards of the Bank and Checking Dockets and processing for disbursement.
• Vendor & Billing Management
• Responsible for fraud management and risk mitigation activities
• OTC & PDD Management.
• Able to take additional responsibilities in future whenever assigned.
Preferred candidate profile
• Graduation, Post-Graduation (Minimum MBA-Finance)
• 2 plus years in Secured Loans i.e., LAP/HL
• Worked in Co-lending environment
Role & responsibilities
• Candidate will be primarily responsible for Credit Risk management for HL & LAP product with co-lending partners. Additionally need to support to local underwriting teams for other sourcing channels.
• Candidate will be responsible to maintain healthy portfolio for a bank and Maintain Delinquency as per guidelines from Management time to time under control.
• Candidate will have to manage the bounce rate below prescribed norms.
• Satisfactory closure of Audit/ Compliance of Branch
• Maintain various MIS for Data Maintenance and reporting purpose
• Day to day Co-ordination with Product & co-lending partners for closure of files within TAT with Quality cases.
• Closely working with Stake Holders, Other departments like Product, Audit, Policy, Legal, Technical & Co-lending Partners etc.
• Checking of HL Applications with acceptable standards of the Bank and Checking Dockets and processing for disbursement.
• Vendor & Billing Management
• Responsible for fraud management and risk mitigation activities
• OTC & PDD Management.
• Able to take additional responsibilities in future whenever assigned.
Preferred candidate profile
• Graduation, Post-Graduation (Minimum MBA-Finance)
• 2 plus years in Secured Loans i.e., LAP/HL
• Worked in Co-lending environment
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager | Home loan | LAP position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
