Credit Manager

💰 ₹18,000 - ₹28,800 (Est.) 📍 Jaipur

Job Description

Life at UFPL
We at UFPL recognize the importance of our employees and believe that they are our biggest asset and the company’s progress is built on their dedication and commitment. We value them and endeavour to provide them with a nurturing environment that encourages continuous
learning, sharing ideas, knowledge and brings out their true potential.

At UFPL we provide a safe and transparent workplace where every employee is empowered and encourage them to have both professional and personal well-being by providing work life balance. While we provide them with technology, operations and industrial experience, we trust them to drive business excellence and create value solutions for our customers.

We reward, recognize and promote performers with potential and motivate them to exceed their expectations. Employees are awarded through various schemes like outstanding team member, energetic performer. Our rewards program is designed to motivate employees at a high level.


Credit Manager
Job Role: Credit Manager

Job Location: Jaipur

Job Role & Responsibilities:

Research and evaluate clients’ creditworthiness
Appraise /underwrite the loan
Manage the entire credit application process, right from login to disbursement
Manage quality of portfolio
Manage post disbursement documents and partly disbursed cases
Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file / docket
Ensure all lending procedures comply with regulations
Monitor customers’ loan payments and increase the collection ratio
Follow up with clients to manage debt settlements and loan renewals
Training of CPA / DMA / DME
Responsible for TAT of delivering sanction letter and disbursement
Develop, review, and update our company’s credit policies
Deliverables:

Resolve customer issues and legal cases pertaining to sanction and disbursement process
Enhance business with minimized risk
Conduct Training sessions
Develop policy and procedures to strengthen department
Motivate and lead the team by approach of doing first & managing second.
Competencies:

Passion: Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties
Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive
Compliance with Conscience: Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority
Team building: Motivate and lead the team with increased happiness ratio.

💡 Quick Summary

Seeking a career-building opportunity? The Credit Manager position is now open for candidates interested in the Technician Jobs sector. This role in Jaipur offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Technician Jobs is a plus.

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Job Details

Company Name: Universal Fingrowth

Frequently Asked Questions

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The expected salary for Credit Manager in Jaipur is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Credit Manager is an on-site position based in Jaipur. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Credit Manager. Previous experience in Technician Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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