Job Description
Job Purpose:
Managing the LAP Credit department of the bank, Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal Job Responsibilities: (1) Review credit proposals submitted by business on assigned set of accounts and assess the risk involved comprehensively. (2) To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure financial risk (3) Maintaining Complete / accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines (4)Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. (5) Maintaining credit TAT (6) Any other credit related activities assigned by HOD credit
Managing the LAP Credit department of the bank, Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal Job Responsibilities: (1) Review credit proposals submitted by business on assigned set of accounts and assess the risk involved comprehensively. (2) To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure financial risk (3) Maintaining Complete / accurate CAM's / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines (4)Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. (5) Maintaining credit TAT (6) Any other credit related activities assigned by HOD credit
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager | LAP |Location position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
