About the Role: This role will involve use of analytical tools to identify opportunities to grow overall assets while managing risk. It would involve risk management across customer lifecycle - acquisition, portfolio management and collections for supply chain, Business loan for Healthcare Industry.

Responsibilities:

● Design, analyse, and monitor credit risk strategies for different loan products such as supply chain SME loans, Healthcare sector, business loans etc.

● Develop, and improve risk policies, strategies, processes and procedures

● Utilize application, bank and bureau information to derive business insights

● Track risk and delinquency metrics for portfolios

Requirements:

● Experience in credit underwriting & portfolio management (SME/ Healthcare sector is a plus)

● Knowledge of Banking / Financial Services Industry with preference in lending space (Supply Chain, Business loan etc.)

● Ability to create recommendations and insights from data for developing risk strategy

● Experience with creating and utilizing credit risk data using internal and third party data (Bureau, 3rd part APIs.)

● Ability to design the right KPIs for measuring strategy success

● Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria