Job role:
RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure)/Dealer Finance segments. Hence, preferable industry would be these segments, however, good candidate with experience in Credit Corporate Agri/SME/Mid-Market/Any other Dept. job role other than these segments can also be considered.

Evaluating Credit requirements of potential customers of RBG caters to Commercial vehicle, Infrastructure, Dealer Finance as customer segment.
Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials
Balance Sheet / Other Financial statement analysis and identifying risk factors
Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively
Timely processing of proposals as per TAT to ensure better time to market
Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved
Continuous monitoring of Infant Delinquencies.

Job Requirements:
3 to 8 years
MBA (Finance)/CA
Credit Analyst/Credit Manager