Job Description
I
IDFC FIRST Bank
Branch Relationship Manager-Rural
IDFC FIRST Bank • Surat, Gujarat • via Career At IDFC First Bank
Full–time
Apply on Career At IDFC First Bank
Apply on Apna
Apply on LinkedIn
Apply on Post Job
Job description
Job Requirements
Role/Job Title: Branch Relationship Manager-Rural
Function/Department: Rural Banking
Job Purpose:
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer is responsible for understanding the client needs and working with customers to help them make the right decisions with their accounts. The role bearer must maintain updated knowledge on all bank products and services to ensure high quality assistance in resolving customer queries as well as developing new relationships with prospective clients. This is a critical role which leverages business generation opportunities to help achieve larger organizational objectives.
Roles & Responsibilities:
• Contribute to penetration of liabilities business in Rural markets through lead generations, account penetration and relationship deepening as per needs of customer.
• Ensure maintenance of Average Monthly Balance of Relationship of customers mapped to the incumbent.
• Deepen the relationship with existing customers of the branch.
• Ensure completion of account opening formalities with strict adherence to KYC norms. (Field verification Mandatory)
• Engage customers with multiple products at the time of account Opening. (viz: Mobile banking / Net banking registration / Recurring Deposit-Fixed Deposit activation)
• Ensuring account usage & constantly maintaining health of account.
• Ensure superior customer service to capture larger wallet share of population.
• Execute resolution of customer queries and issues.
• Recommend process changes in order to improve service efficiency and quality across the branch network.
• Provide support for implementation of livelihood advancement and community development initiatives.
Education Qualification:
Graduation: Any Graduate
Experience: 2 years & above relevant branch banking experience.
Report this listing
IDFC FIRST Bank
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Indeed
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Kotak Mahindra Bank
Credit Manager
Kotak Mahindra Bank • Surat, Gujarat • via JobzMall
₹3,67,734–₹9,03,250 a year
Full–time
Apply directly on JobzMall
Apply on Trabajo.org
Apply on Jobrapido.com
Job description
Kotak Mahindra Bank is seeking an experienced and highly-motivated Credit Manager to join our team. The successful candidate will be responsible for managing credit risk and developing strategies to reduce our exposure while maximizing returns. We are looking for an individual with excellent analytical and organizational skills, who can think strategically and anticipate future trends. The ideal candidate should have a Bachelor’s degree in Finance, Accounting, Business, Economics or a related field with experience working in credit analysis or risk management in a banking environment. They should have a strong understanding of risk management concepts and a comprehensive knowledge of banking regulations and credit policies. The candidate should also have excellent communication and interpersonal skills and the ability to work independently with minimal supervision. If you are looking for a challenging and rewarding opportunity to join a fast-paced and dynamic environment, we would love to hear from you!
Responsibilities:
Manage credit risk and develop strategies to reduce exposure while maximizing returns.
Analyze and review loan applications to assess credit worthiness of potential borrowers.
Monitor credit portfolios to ensure compliance with internal and external policies and regulations.
Develop and implement policies, procedures, and processes related to credit risk management.
Monitor and report on the risk performance of the loan portfolio.
Maintain and update credit risk models and related documentation.
Identify and monitor trends and emerging risks in the loan portfolio.
Develop and manage relationships with internal and external stakeholders.
Analyze and report on credit risk trends and emerging risks to senior management.
Provide training and guidance to junior staff on credit risk management.
Kotak Mahindra Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, ****** orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
IDFC FIRST Bank
Branch Relationship Manager-Rural
IDFC FIRST Bank • Surat, Gujarat • via Career At IDFC First Bank
Full–time
Apply on Career At IDFC First Bank
Apply on Apna
Apply on LinkedIn
Apply on Post Job
Job description
Job Requirements
Role/Job Title: Branch Relationship Manager-Rural
Function/Department: Rural Banking
Job Purpose:
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer is responsible for understanding the client needs and working with customers to help them make the right decisions with their accounts. The role bearer must maintain updated knowledge on all bank products and services to ensure high quality assistance in resolving customer queries as well as developing new relationships with prospective clients. This is a critical role which leverages business generation opportunities to help achieve larger organizational objectives.
Roles & Responsibilities:
• Contribute to penetration of liabilities business in Rural markets through lead generations, account penetration and relationship deepening as per needs of customer.
• Ensure maintenance of Average Monthly Balance of Relationship of customers mapped to the incumbent.
• Deepen the relationship with existing customers of the branch.
• Ensure completion of account opening formalities with strict adherence to KYC norms. (Field verification Mandatory)
• Engage customers with multiple products at the time of account Opening. (viz: Mobile banking / Net banking registration / Recurring Deposit-Fixed Deposit activation)
• Ensuring account usage & constantly maintaining health of account.
• Ensure superior customer service to capture larger wallet share of population.
• Execute resolution of customer queries and issues.
• Recommend process changes in order to improve service efficiency and quality across the branch network.
• Provide support for implementation of livelihood advancement and community development initiatives.
Education Qualification:
Graduation: Any Graduate
Experience: 2 years & above relevant branch banking experience.
Report this listing
IDFC FIRST Bank
AmbitionBox
3.9/5
11.9K reviews
Glassdoor
4/5
2.9K reviews
Indeed
4.2/5
580 reviews
idfcbank.com
More jobs at IDFC FIRST Bank
See web results for IDFC FIRST Bank
Kotak Mahindra Bank
Credit Manager
Kotak Mahindra Bank • Surat, Gujarat • via JobzMall
₹3,67,734–₹9,03,250 a year
Full–time
Apply directly on JobzMall
Apply on Trabajo.org
Apply on Jobrapido.com
Job description
Kotak Mahindra Bank is seeking an experienced and highly-motivated Credit Manager to join our team. The successful candidate will be responsible for managing credit risk and developing strategies to reduce our exposure while maximizing returns. We are looking for an individual with excellent analytical and organizational skills, who can think strategically and anticipate future trends. The ideal candidate should have a Bachelor’s degree in Finance, Accounting, Business, Economics or a related field with experience working in credit analysis or risk management in a banking environment. They should have a strong understanding of risk management concepts and a comprehensive knowledge of banking regulations and credit policies. The candidate should also have excellent communication and interpersonal skills and the ability to work independently with minimal supervision. If you are looking for a challenging and rewarding opportunity to join a fast-paced and dynamic environment, we would love to hear from you!
Responsibilities:
Manage credit risk and develop strategies to reduce exposure while maximizing returns.
Analyze and review loan applications to assess credit worthiness of potential borrowers.
Monitor credit portfolios to ensure compliance with internal and external policies and regulations.
Develop and implement policies, procedures, and processes related to credit risk management.
Monitor and report on the risk performance of the loan portfolio.
Maintain and update credit risk models and related documentation.
Identify and monitor trends and emerging risks in the loan portfolio.
Develop and manage relationships with internal and external stakeholders.
Analyze and report on credit risk trends and emerging risks to senior management.
Provide training and guidance to junior staff on credit risk management.
Kotak Mahindra Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, ****** orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager position is now open for candidates interested in the Bank Jobs sector. This role in Surat offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
