Job Description
Role & responsibilities
• Appraises /recommends/ approves credit proposals as per the delegation of authority.
• Reviews delinquent cases and document learnings / portfolio reviews for risk management.
• Conducts process audits and reports delinquencies and anomalies.
• Recommends changes to policy/process based on local nuances / competitor feedback.
• Implements system integration plans.
• Monitors NPA and keeps a track of it.
• Ensures field customer visits for PD and deliveries within agreed TAT.
• Managing all CPA's(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
• Ensures maintenance of Portfolio for the bank.
• Makes customer visits wherever required to ensure appropriate closure of the deal
• Appraises /recommends/ approves credit proposals as per the delegation of authority.
• Reviews delinquent cases and document learnings / portfolio reviews for risk management.
• Conducts process audits and reports delinquencies and anomalies.
• Recommends changes to policy/process based on local nuances / competitor feedback.
• Implements system integration plans.
• Monitors NPA and keeps a track of it.
• Ensures field customer visits for PD and deliveries within agreed TAT.
• Managing all CPA's(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
• Ensures maintenance of Portfolio for the bank.
• Makes customer visits wherever required to ensure appropriate closure of the deal
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager- Working Capital position is now open for candidates interested in the Bank Jobs sector. This role in Noida offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
