Job Description
Apply
Credit ManagerDEALER FINANCE OPERATIONSCredit
Kotak Mahindra Bank
Mumbai, Maharashtra
Apply
7 hours agoFull–time
Job Description JOB Role: As part of Credit team for Business Loans Finance. The primary job of the credit manager is to understand: o the business dynamics, o products on offer, o various segments to whom we lend, • ensuring discipline in adherence to processes involved in credit buying • Underwriting & making proposals of business loans and other products as per location requirement(LAP-TL, OD, Commercial purchase) • manage the credit processing agent’s activities • ensure systematic verification processes and coordinate with verification agencies • be up to date on industries we lend and business environment in general, • take appropriate credit decision, • monitor the portfolio sourced, • understand and interpret the portfolio quality • interact with sourcing agents • co-ordinate with internal and external auditors Job Requirements: • Qualification - CA with relevant underwriting experience • Job Knowledge – o Good understanding of economy and implications of economic policies, o dynamics of international economic events on Indian economy, industry and segments, o understanding of functioning various industries / segments – cost matrix, competitors, laws applicable o good understanding of financials to arrive at a decision on lending and recoverability of loans granted. • Skills & Experience – Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job
Credit ManagerDEALER FINANCE OPERATIONSCredit
Kotak Mahindra Bank
Mumbai, Maharashtra
Apply
7 hours agoFull–time
Job Description JOB Role: As part of Credit team for Business Loans Finance. The primary job of the credit manager is to understand: o the business dynamics, o products on offer, o various segments to whom we lend, • ensuring discipline in adherence to processes involved in credit buying • Underwriting & making proposals of business loans and other products as per location requirement(LAP-TL, OD, Commercial purchase) • manage the credit processing agent’s activities • ensure systematic verification processes and coordinate with verification agencies • be up to date on industries we lend and business environment in general, • take appropriate credit decision, • monitor the portfolio sourced, • understand and interpret the portfolio quality • interact with sourcing agents • co-ordinate with internal and external auditors Job Requirements: • Qualification - CA with relevant underwriting experience • Job Knowledge – o Good understanding of economy and implications of economic policies, o dynamics of international economic events on Indian economy, industry and segments, o understanding of functioning various industries / segments – cost matrix, competitors, laws applicable o good understanding of financials to arrive at a decision on lending and recoverability of loans granted. • Skills & Experience – Ability to analyse news, information, change in laws, financial data and assess its future impact on the business of the loan applicant, segment / industry in which the applicant function, segment in which we operate. Generally strong analytical and futuristic intuitive skills are the need of the job
💡 Quick Summary
Seeking a career-building opportunity? The Credit ManagerDEALER FINANCE OPERATIONSCredit position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.