Job Description
Place of work - India
Business Unit – Retail Banking
Function – Credit
Role: Credit Manager (Asst. Manager/Dty. Manager)
Location: Hyderabad
Job Details:
• Credit evaluation of unsecured applications within defined timelines. Approve or reject loan requests, based on credibility and potential revenue and losses
• Ensure credit policies and procedures for credit decision
• Personal discussion with applicant wherever required
• Coordination with Policy Sales, Operations and RCU to iron out bottlenecks. Collaborate with business and functional teams for best TAT and service delivery. Making sure completion of credit/KYC documents and verification- telephonic
• Working on Credit Policy, Process document and competition benchmarking - market place best practices in underwriting
Requirement:
For Experienced:
• Max Age : 30 Yrs
• Experience: 2-3 Yrs of relevant experience
• Qualification: MBA/CA
• Good written and communication skill. Understanding of loans and lending procedures and ability to work under pressure
• Experience on data analysis, Risk analytics, Project Management will be an added advantage
• Immediate joiners are preferred
For Fresher:
• Max Age: 25 years
• MBA freshers from Tier 3 colleges are also welcome / CA freshers are welcome
• Good written & verbal communication skill and ability to work under pressure
• Immediate joiners are preferred
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager|Personal Loan position is now open for candidates interested in the Bank Jobs sector. This role in Hyderabad offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
