Job Description
• A
• Due Diligence
To check all critical fields in application form and DDE sheet which has a bearing on dedupe
• To ensure data quality is in line with policy guidelines
• To check veracity of information through image uploaded vis--vis data captured
• To ensure all dedupe checks (Bureau, Possidex, MDR, CRILC, Probe 42 etc
• ) are done and output is evaluated in line with the policy of the bank before decision making
• To check all vendor reports (CPV report
• Valuation report, Legal report, Asset Verification report etc
• ) are in line with the scope of work of the vendor and covers critical / required information, for which the vendor has been appointed
• To use internal score card / credit assessment tools to appropriately underwrite loan proposals within the policy guidelines and capture necessary deviations wherever required
• B
• Portfolio Quality
To meet rolled out target for Non-starter and EMR
C
• Underwriting & Process efficiencyo ensure underwriting TAT is met as per rolled out target
• To meet productivity norms by underwriting files allocated
• To avoid unwanted rework, increase FTAR, capture right pending / reject reasons, reduce RAL (without additional docs/info) and adhere to all other instructions given by the management from time to time
• D
• Audit
To ensure adherence to both internal and external audit guidelines
• To ensure CAD is not breached
• To ensure e attendance is marked immediately after booting the system and log out before leaving office for the day
• To ensure User ID & Password is not shared with anyone in line with ISG policy of the Bank
• To ensure all relevant support is extended to the auditors for a smooth closure and the report is satisfactory
• Due Diligence
To check all critical fields in application form and DDE sheet which has a bearing on dedupe
• To ensure data quality is in line with policy guidelines
• To check veracity of information through image uploaded vis--vis data captured
• To ensure all dedupe checks (Bureau, Possidex, MDR, CRILC, Probe 42 etc
• ) are done and output is evaluated in line with the policy of the bank before decision making
• To check all vendor reports (CPV report
• Valuation report, Legal report, Asset Verification report etc
• ) are in line with the scope of work of the vendor and covers critical / required information, for which the vendor has been appointed
• To use internal score card / credit assessment tools to appropriately underwrite loan proposals within the policy guidelines and capture necessary deviations wherever required
• B
• Portfolio Quality
To meet rolled out target for Non-starter and EMR
C
• Underwriting & Process efficiencyo ensure underwriting TAT is met as per rolled out target
• To meet productivity norms by underwriting files allocated
• To avoid unwanted rework, increase FTAR, capture right pending / reject reasons, reduce RAL (without additional docs/info) and adhere to all other instructions given by the management from time to time
• D
• Audit
To ensure adherence to both internal and external audit guidelines
• To ensure CAD is not breached
• To ensure e attendance is marked immediately after booting the system and log out before leaving office for the day
• To ensure User ID & Password is not shared with anyone in line with ISG policy of the Bank
• To ensure all relevant support is extended to the auditors for a smooth closure and the report is satisfactory
💡 Quick Summary
Seeking a career-building opportunity? The Credit Manager|Working Capital|CTG Apply position is now open for candidates interested in the Bank Jobs sector. This role in Rohtak, offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
