Job Description
Category Lead
Lenskart.com • New Delhi, Delhi • via LinkedIn
19 hours ago
Full–time
No Degree Mentioned
Apply on LinkedIn
Apply on BeBee
Apply on Jobrapido.com
Apply on WhatJobs
Apply on Recruit.net
Job description
Job Title: Category Lead, Lenskart
Location: Okhla, Delhi, India
About Lenskart
Twelve years ago, Lenskart started with a simple mission—to eliminate preventable blindness. What began as a small startup has now become Asia’s largest eyewear company, having served over 40 million customers globally. With 10,000+ Lenskartians, 2000+ omnichannel stores across 175+ cities in India, Singapore, Dubai...
Report this listing
M
Mahashakti Financiers Ltd.
Credit Officer
Mahashakti Financiers Ltd. • Delhi • via Indeed
22 hours ago
₹15K–₹17K a month
Full–time
Apply on Indeed
Job description
Job description: Credit Officer
Job Overview:
The Credit Officer is responsible for evaluating online loan applications, assessing risk, ensuring compliance with regulatory guidelines, and managing collections to minimize bad debts. The role requires strong communication & analytical skills, decision-making abilities, and a customer-focused approach to ensure timely recoveries.
Key Responsibilities: Loan Processing & Credit Assessment:
• Evaluate online loan applications, verify income/employment, and assess creditworthiness using financial statements and CIBIL reports.
• Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms.
• Approve or reject loan applications based on risk assessment.
Documentation pre–Loan Disbursement:
• Verify KYC, salary slips, bank statements, and other loan agreements before disbursement.
• Assess borrowers' nature and intentions for loan repayment based on online chats/telephonic conversations.
• Educate borrowers on loan terms, repayment schedules, and penalties.
• Coordinate with finance teams for timely loan disbursements.
• Identify fraud, risks and report suspicious applications.
Collections & Recovery:
• Monitor active loans and track overdue accounts.
• Contact borrowers via calls, emails, and messages to ensure timely payments.
• Negotiate repayment plans and settlements to optimize recovery.
• Escalate non-recoverable loans to recovery teams if necessary.
Customer Relationship Management:
• Maintain strong customer relationships to improve repayment rates.
• Address borrower queries and educate them on responsible borrowing.
Qualifications & Skills:
• Education: Bachelor’s degree in Finance, Commerce, Accounting, or a related field.
• Experience: Preference for experience in credit assessment & collections (NBFC/ loans).
• Technical Skills: Working knowledge in MS Excel, Credit bureau (CIBIL) reports and Bank transactions analysis.
• Soft Skills: Good analytical, negotiation, and communication skills.
• Key Competencies: Quick decision-making, problem-solving, and adaptability in dynamic financial environments.
• Who can apply: Experienced or fresher Male / Female (preferred) candidates can apply for this vacancy.
Work Conditions:
• Fixed working hours (06 days a week).
Job Types: Full-time, Permanent
Benefits:
• Paid sick time
• Provident Fund
Education:
• Bachelor's (Required)
Location:
• Dwarka, Delhi, Delhi (Required)
Job Types: Permanent, Fresher
Pay: ₹15,000.00 - ₹17,000.00 per month
Work Location: In person
💡 Quick Summary
Seeking a career-building opportunity? The Credit Officer position is now open for candidates interested in the Event Management Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Event Management Jobs is a plus.
