credit officer

💰 ₹18,000 - ₹28,800 (Est.) 📍 Mumbai

Job Description

The Credit Initiation Specialist 5 is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining the terms or level of credit that can be granted without undue risk.

Responsibilities:
• Apply a higher credit authority limit, credit limits may vary depending on the country
• Support an expansive and/or diverse array of products/services under little to no direct supervision
• Ensure the quality of the tasks or services provided
• Apply understanding of how assigned duties contribute to the work of the team/unit
• Apply understanding of how the units coordinate their efforts and resources to achieve the objectives of the function
• Apply working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:
• 2-4 years of experience in a related role
• Working knowledge of technical and professional principles and concepts
• In-depth knowledge of team objectives
• Must pass all local requirements from a policy standpoint to to analyze credit viability
• Must also attend all refresher courses as provided by credit policy to keep abreast of the same
• Consistently demonstrates clear and concise written and verbal communication
• Demonstrated ability to remain unbiased in a diverse working environment

Education:
• High School diploma or equivalent

-------------------------------------------------
Job Family Group: Operations - Services
-------------------------------------------------
Job Family:Credit Initiation
------------------------------------------------------
Time Type:Full time
------------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, ****** orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ('Citi') invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .
View the '' poster. View the .
View the .
View the

💡 Quick Summary

Seeking a career-building opportunity? The credit officer position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: Citi

Frequently Asked Questions

Click the Apply Now button on this page, login or register for free on CallCenterJob.co.in, fill in your name, mobile number, city, and experience, then submit your application. The recruiter will contact you directly.
The expected salary for credit officer in Mumbai is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, credit officer is an on-site position based in Mumbai. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for credit officer. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
Yes, CallCenterJob.co.in is completely free for job seekers. Never pay money to apply for any job. If anyone asks for payment to process your application, report it immediately using the "Report this Job" button.

Similar Openings

  • Senior Software Engineer |React| nodejs

    Responsible for development of new highly-responsive, web-based user interface • Construct visualizations that are able to depict vast amounts of data • Work and collaborate with the rest of the engineering team • Work with product team and graphic d...

    Full Time / Part Time

    Salary Estimated: 15K to 21K

    Bengaluru, Karnataka

    August 4, 2026


    Apply Now

  • Application Support Specialist

    Job title: Application Support Lead Exp : 3-14 Years Location : Mumbai ( Andheri ) Hands on experience: Role Details: 15 + years’ experience in application production support team for all Banking applications, 5 years’ experience in team management ....

    Full Time / Part Time

    Salary Estimated: 22K to 28K

    Mumbai, , Maharashtra

    August 4, 2026


    Apply Now

  • Personal Banker

    Looking for a job that actually gets work-life balance? Check out Port Washington State Bank. Like you, we're all about that Midwestern vibe-supporting local traditions, spending time with each other, and giving back to the community. We've been name...

    Full Time / Part Time

    Salary Estimated: 18K to 22K

    Cedarburg, Wisconsin

    August 4, 2026


    Apply Now

  • Account Maintenance Representative

    Benefits \ We offer a competitive compensation package, comprehensive benefits, and opportunities for professional growth and development. Our team is dedicated to creating a positive and inclusive work environment where everyone feels valued and sup...

    Full Time / Part Time

    Salary Estimated: 16K to 21K

    New York City, New York

    August 4, 2026


    Apply Now

  • Branch Acquisition Officer Branch Banking Branch Banking

    Job description Job Role: \xe2\x80\xa2 Enhancement of Deposit pool from Customers \xe2\x80\xa2 Establishing standards and delivery of service \xe2\x80\xa2 Sale of non-deposit products. Cross selling targets progressively \xe2\x80\xa2 Sale of MF and I...

    Full Time / Part Time

    Salary Estimated: 23K to 26K

    Jaipur, Rajasthan

    August 4, 2026


    Apply Now

  • Sector of Bank branch office

    Wow guys nice to meet you again I am Sandeep . Today I will be going to interducing on the platform of the Banking line , Regarding all The ducoment Data Providing By our organization. Our organization always working on this bese. All Education such ...

    Full Time / Part Time

    Salary Estimated: 22K to 35K

    Remote

    August 4, 2026


    Apply Now