Job Description
We are looking for a Credit Officer to oversee our company's lending process, from evaluating clients creditworthiness to approving or rejecting loan requests.
Credit Officer responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
• Research and evaluate clients creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
Requirements And Skills
• Excellent analytical skills with the ability to create and process financial spreadsheets (e.g. in Excel)
• Negotiation skills
• BSc in Accounting, Economics, Banking and Finance or relevant field
This job is provided by Shine.com
Credit Officer responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
Responsibilities
• Research and evaluate clients creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
Requirements And Skills
• Excellent analytical skills with the ability to create and process financial spreadsheets (e.g. in Excel)
• Negotiation skills
• BSc in Accounting, Economics, Banking and Finance or relevant field
This job is provided by Shine.com
💡 Quick Summary
Seeking a career-building opportunity? The Credit Officer position is now open for candidates interested in the MIS Executive sector. This role in Guwahati offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in MIS Executive is a plus.
