Job Description
Credit Officer - AgriMFT1386
Retail & Sme Credit, Biu & StrategySalem
Required Experience
2 - 4 Years
Posted On
31 Jul 2026
Basic Section
No. Of Openings
1
Grade
NA1
Designation
Others
Closing Date
23 Feb 2026
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail & SME Credit, BIU & Strategy
Sub Org Unit 2
Credit, Risk & Control
Sub Org Unit 3
Credit Underwriting - Retail
Sub Org Unit 4
Credit FI & Agri
Sub Org Unit 5
FI & Agri Credit- Tamilnadu
Sub Org Unit 6
FI & Agri - Coimbatore Cluster - Credit
Branch/Department Code
++1
Branch/Department Name
HO - Financial Inclusion And Agriculture
Country
India
Geographic Zone
South
State
Tamilnadu
City
Salem
Worksite
Salem
Worksite Code
83
Skills
Skill
CREDIT
CREDIT ANALYSIS
Minimum Qualification
GRADUATE
CERTIFICATION
No data available
Working Language
ENGLISH
Job Description
Underwriting of business proposals under retail agri and Agri MSME. Maintaining the health of the portfolio and delivery of the credit decisions within the TAT, Operations and Collections etc. Managing the Operations of the vertical at a branch and cluster level.
• Strategy
• Prepare the process note and ensure timely sanction of the credit proposals
• Align with the product, policy and processed while submitting the credit proposals to the sanctioning authority
• Ensure the portfolio quality to minimize the NPA and credit losses
• Overall coordination of branches under the Cluster, for ensuring the quality of the portfolio
• Stay updated on the recent changes in policy and regulatory guidelines and ensure the same is reached to all the stakeholders
• Laison with the internal and external stakeholders
• Prepare the various returns and MIS related to the credit portfolio and monitor the same on a regular basis.
• Ensure the timely review and renewal of the accounts
• Achieving Operational Efficiency
• Timely intervention to ensure the quality of sourcing and minimizing the turnaround time
• Study and analyze the service quality by visiting / interacting branches and customers and recommend remedial measures.
• Follow up with branches on compliance of internal audit matters, monitor
• Coordinate with the collection team on timely repayment of the dues and interest.
• Provide the various reports and update on sales, collection and the quality of the portfolio.
Any other tasks assigned by the Bank
Retail & Sme Credit, Biu & StrategySalem
Required Experience
2 - 4 Years
Posted On
31 Jul 2026
Basic Section
No. Of Openings
1
Grade
NA1
Designation
Others
Closing Date
23 Feb 2026
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail & SME Credit, BIU & Strategy
Sub Org Unit 2
Credit, Risk & Control
Sub Org Unit 3
Credit Underwriting - Retail
Sub Org Unit 4
Credit FI & Agri
Sub Org Unit 5
FI & Agri Credit- Tamilnadu
Sub Org Unit 6
FI & Agri - Coimbatore Cluster - Credit
Branch/Department Code
++1
Branch/Department Name
HO - Financial Inclusion And Agriculture
Country
India
Geographic Zone
South
State
Tamilnadu
City
Salem
Worksite
Salem
Worksite Code
83
Skills
Skill
CREDIT
CREDIT ANALYSIS
Minimum Qualification
GRADUATE
CERTIFICATION
No data available
Working Language
ENGLISH
Job Description
Underwriting of business proposals under retail agri and Agri MSME. Maintaining the health of the portfolio and delivery of the credit decisions within the TAT, Operations and Collections etc. Managing the Operations of the vertical at a branch and cluster level.
• Strategy
• Prepare the process note and ensure timely sanction of the credit proposals
• Align with the product, policy and processed while submitting the credit proposals to the sanctioning authority
• Ensure the portfolio quality to minimize the NPA and credit losses
• Overall coordination of branches under the Cluster, for ensuring the quality of the portfolio
• Stay updated on the recent changes in policy and regulatory guidelines and ensure the same is reached to all the stakeholders
• Laison with the internal and external stakeholders
• Prepare the various returns and MIS related to the credit portfolio and monitor the same on a regular basis.
• Ensure the timely review and renewal of the accounts
• Achieving Operational Efficiency
• Timely intervention to ensure the quality of sourcing and minimizing the turnaround time
• Study and analyze the service quality by visiting / interacting branches and customers and recommend remedial measures.
• Follow up with branches on compliance of internal audit matters, monitor
• Coordinate with the collection team on timely repayment of the dues and interest.
• Provide the various reports and update on sales, collection and the quality of the portfolio.
Any other tasks assigned by the Bank
💡 Quick Summary
Seeking a career-building opportunity? The Credit Officer | Agri position is now open for candidates interested in the Bank Jobs sector. This role in Salem offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
