Job Description
Job description
Credit Officer-Housing Loans-Delhi HO North 2201-Delhi HO, Noida, Uttar Pradesh, India Department NORTH CREDIT HOUSING Job posted on May 03, 2026 Employment type Permanent JOB TITLE: Credit Officer-Housing ROLE PURPOSE & OBJECTIVE • Underwriting of Home loans cases • Monitoring of Portfolio of Home Loan for the Branch. • Ensuring Process and Policies are adhered to. • Ensuring TAT is met for all activities related to credit for the branch. • CO-ordinate with Distribution/Business. KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business • Carry out detailed business analysis and recommend a proposal to the delegated authority. • Visit each case within prescribed TAT. • Prepare CAM and Financial Analysis for the case. • Visit neighbors, suppliers, customers for the reference checks. • Visit property and conduct due diligence in identifying the property Customer • Knowledge of customer segments in various markets of India and their performance histories. • Knowledge of negative profiles, negative property types and negative property locations • Knowledge of property valuation process through vendors and knowledge & keen • interest in monitoring current property price / historical property prices. • Meet appropriate customers for understanding of their needs • Conduct underwriting for cases under purview • Pick up EWS for the set of clients in his area • Maintain portfolio quality of the Branch/hub/Cluster as per company norms. • Monitoring and tracking of HL Loan cases. • Maintain various standard MIS for HL Loan. Internal Process • Appropriate Intervention to manage ground level risk effectively. • Ensure adherence to RBI regulations on documentation and KYC compliance. • LUC and periodic loan monitoring framework • Provide Audit Compliance. Learning & Performance • Maintain up to date knowledge of HL and other related products. • Upgrade self about changes happening in the market. • Networking with other NBFCs/Banks to have a deeper understanding of the Industry and its perspectives
Credit Officer-Housing Loans-Delhi HO North 2201-Delhi HO, Noida, Uttar Pradesh, India Department NORTH CREDIT HOUSING Job posted on May 03, 2026 Employment type Permanent JOB TITLE: Credit Officer-Housing ROLE PURPOSE & OBJECTIVE • Underwriting of Home loans cases • Monitoring of Portfolio of Home Loan for the Branch. • Ensuring Process and Policies are adhered to. • Ensuring TAT is met for all activities related to credit for the branch. • CO-ordinate with Distribution/Business. KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business • Carry out detailed business analysis and recommend a proposal to the delegated authority. • Visit each case within prescribed TAT. • Prepare CAM and Financial Analysis for the case. • Visit neighbors, suppliers, customers for the reference checks. • Visit property and conduct due diligence in identifying the property Customer • Knowledge of customer segments in various markets of India and their performance histories. • Knowledge of negative profiles, negative property types and negative property locations • Knowledge of property valuation process through vendors and knowledge & keen • interest in monitoring current property price / historical property prices. • Meet appropriate customers for understanding of their needs • Conduct underwriting for cases under purview • Pick up EWS for the set of clients in his area • Maintain portfolio quality of the Branch/hub/Cluster as per company norms. • Monitoring and tracking of HL Loan cases. • Maintain various standard MIS for HL Loan. Internal Process • Appropriate Intervention to manage ground level risk effectively. • Ensure adherence to RBI regulations on documentation and KYC compliance. • LUC and periodic loan monitoring framework • Provide Audit Compliance. Learning & Performance • Maintain up to date knowledge of HL and other related products. • Upgrade self about changes happening in the market. • Networking with other NBFCs/Banks to have a deeper understanding of the Industry and its perspectives
💡 Quick Summary
Seeking a career-building opportunity? The Credit Officer position is now open for candidates interested in the Bank Jobs sector. This role in Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
