Job Description
Job Description
Roles & Responsibilities:
• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
• Customer Interaction to understand needs, finds solutions within the product range available
• Calculation of Net Present Values of maturing assets using excel sheets or programs
• Knowledge of basic legal documentation involved in an acquisition of a home
• Knowledge of technical fundamentals involved in an acquisition of a home
• Cash flow method of assessment of NRI Loans, Ability to assess a Salaried Loan
• Sanctioning :- File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
• Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
• Project Approval – Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
Location:
Coimbatore, Trivandrum, Vadodara
Branch:
Experience:
1 - 3 years
Salary Range:
As per industry standard
Functional Area:
Credit Officer
Employment Type:
Permanent
Desired Candidate Profile:
• Candidate must be a graduate from any stream (preferable commerce or finance background)
• At least 1 year of relevant work experience in Credit –specifically Salaried (Preferably Full-time MBA Finance)
• Effective communication skills
• Analytical abilities
• Solution orientation, Ability to work under time pressures
• Good organization skills
Roles & Responsibilities:
• Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
• Customer Interaction to understand needs, finds solutions within the product range available
• Calculation of Net Present Values of maturing assets using excel sheets or programs
• Knowledge of basic legal documentation involved in an acquisition of a home
• Knowledge of technical fundamentals involved in an acquisition of a home
• Cash flow method of assessment of NRI Loans, Ability to assess a Salaried Loan
• Sanctioning :- File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
• Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
• Project Approval – Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
Location:
Coimbatore, Trivandrum, Vadodara
Branch:
Experience:
1 - 3 years
Salary Range:
As per industry standard
Functional Area:
Credit Officer
Employment Type:
Permanent
Desired Candidate Profile:
• Candidate must be a graduate from any stream (preferable commerce or finance background)
• At least 1 year of relevant work experience in Credit –specifically Salaried (Preferably Full-time MBA Finance)
• Effective communication skills
• Analytical abilities
• Solution orientation, Ability to work under time pressures
• Good organization skills
💡 Quick Summary
Seeking a career-building opportunity? The Credit Officer position is now open for candidates interested in the Bank Jobs sector. This role in Vadodara offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
