Credit OfficerCredit Officer

💰 ₹18,000 - ₹28,800 (Est.) 📍 New Delhi 🕐 5 days ago

Job Description

C
Confidential


It's telecalling for banking process
Confidential • New Delhi, Delhi • via OLX
7 days ago
Full–time
No Degree Mentioned
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Job description
We are working for all leading Bank and nbfc
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Ujjivan Small Finance Bank


Credit Officer
Ujjivan Small Finance Bank • New Delhi, Delhi • via SimplyHired
Full–time
No Degree Mentioned
Apply on SimplyHired
Apply on Callcenterjob.co.in
Job description
Credit Officer-Housing Loans-Delhi HO

North 2201-Delhi HO, Noida, Uttar Pradesh, India

Department

NORTH CREDIT HOUSING

Job posted on

Aug 05, 2026

Employee Type

Permanent

Experience range (Years)

1 year - 5 years

JOB TITLE: Credit Officer-Housing

ROLE PURPOSE & OBJECTIVE
• Underwriting of Home loans cases
• Monitoring of Portfolio of Home Loan for the Branch.
• Ensuring Process and Policies are adhered to.
• Ensuring TAT is met for all activities related to credit for the branch.
• CO-ordinate with Distribution/Business.

KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business
• Carry out detailed business analysis and recommend a proposal to the delegated authority.
• Visit each case within prescribed TAT.
• Prepare CAM and Financial Analysis for the case.
• Visit neighbors, suppliers, customers for the reference checks.
• Visit property and conduct due diligence in identifying the property

Customer
• Knowledge of customer segments in various markets of India and their performance histories.
• Knowledge of negative profiles, negative property types and negative property locations
• Knowledge of property valuation process through vendors and knowledge & keen
• interest in monitoring current property price / historical property prices.
• Meet appropriate customers for understanding of their needs
• Conduct underwriting for cases under purview
• Pick up EWS for the set of clients in his area
• Maintain portfolio quality of the Branch/hub/Cluster as per company norms.
• Monitoring and tracking of HL Loan cases.
• Maintain various standard MIS for HL Loan.

Internal Process
• Appropriate Intervention to manage ground level risk effectively.
• Ensure adherence to RBI regulations on documentation and KYC compliance.
• LUC and periodic loan monitoring framework
• Provide Audit Compliance.

Learning & Performance
• Maintain up to date knowledge of HL and other related products.
• Upgrade self about changes happening in the market.
• Networking with other NBFCs/Banks to have a deeper understanding of the Industry and its perspectives

💡 Quick Summary

Seeking a career-building opportunity? The Credit OfficerCredit Officer position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

Sponsored

Job Details

Company Name: Ujjivan Small Finance Bank

Frequently Asked Questions

Click the Apply Now button on this page, login or register for free on CallCenterJob.co.in, fill in your name, mobile number, city, and experience, then submit your application. The recruiter will contact you directly.
The expected salary for Credit OfficerCredit Officer in New Delhi is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Credit OfficerCredit Officer is an on-site position based in New Delhi. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Credit OfficerCredit Officer. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
Yes, CallCenterJob.co.in is completely free for job seekers. Never pay money to apply for any job. If anyone asks for payment to process your application, report it immediately using the "Report this Job" button.

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