Job Description
Role: Credit Officer
Job Description:
• Managing file processing with ownership of a prospective Loan borrower from login to disbursal within company's designed policy and procedures.
• To Ensure that file is complete as per checklist and compliant to all sanction conditions.
• To Ensure that there are no holds in the file while booking.
• Have to act as a seamless backend support for Loan disbursal.
• Have effective Coordination with Loan vendors.
• Do a proper Follow up with loan customer's post disbursal activity.
• To keep highest current portfolio percentage
• Maintaining Loan MIS of the customers
• To Ensure that all prescribed desktop checks are conducted while underwriting the proposalÂ
• Proper effective regular follow up with customer in pre and post disbursals for a prospective Loan customer.
• Organize and Perform the Job responsibility within prescribed TAT
• Coordination skills with various internal and external vendors and departments
• Coordination with Vendors Management of MIS incorporating critical process steps/positions regarding credit underwriting cycle
• PDD Management and Audit Query resolution
• Maintaining confidentiality of information obtained from clients.
• Maintain confidentiality of company's information - not to be shared with anybody out of office in any form (Verbal, written, mail or any other form)
Desired Candidate Profile :Â
• Graduate Degree
• Good communication skills
• Willing to Travel extensively
• Basic knowledge of Credit bureau check, property valuation, legal reports & documentation. Should
• have good computer skills specifically data entry knowledge in Microsoft Excel and MIS management.
• Simplicity and Humility, Hard work and Detailed orientation, Integrity, Dynamic Growth, Customer
• Focus.
• Ability to get the job done and
Job Description:
• Managing file processing with ownership of a prospective Loan borrower from login to disbursal within company's designed policy and procedures.
• To Ensure that file is complete as per checklist and compliant to all sanction conditions.
• To Ensure that there are no holds in the file while booking.
• Have to act as a seamless backend support for Loan disbursal.
• Have effective Coordination with Loan vendors.
• Do a proper Follow up with loan customer's post disbursal activity.
• To keep highest current portfolio percentage
• Maintaining Loan MIS of the customers
• To Ensure that all prescribed desktop checks are conducted while underwriting the proposalÂ
• Proper effective regular follow up with customer in pre and post disbursals for a prospective Loan customer.
• Organize and Perform the Job responsibility within prescribed TAT
• Coordination skills with various internal and external vendors and departments
• Coordination with Vendors Management of MIS incorporating critical process steps/positions regarding credit underwriting cycle
• PDD Management and Audit Query resolution
• Maintaining confidentiality of information obtained from clients.
• Maintain confidentiality of company's information - not to be shared with anybody out of office in any form (Verbal, written, mail or any other form)
Desired Candidate Profile :Â
• Graduate Degree
• Good communication skills
• Willing to Travel extensively
• Basic knowledge of Credit bureau check, property valuation, legal reports & documentation. Should
• have good computer skills specifically data entry knowledge in Microsoft Excel and MIS management.
• Simplicity and Humility, Hard work and Detailed orientation, Integrity, Dynamic Growth, Customer
• Focus.
• Ability to get the job done and
💡 Quick Summary
Seeking a career-building opportunity? The Credit Officer|Indore position is now open for candidates interested in the Bank Jobs sector. This role in Indore offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.