Role: Credit Officer

Job Description:

• Managing file processing with ownership of a prospective Loan borrower from login to disbursal within company's designed policy and procedures.

• To Ensure that file is complete as per checklist and compliant to all sanction conditions.

• To Ensure that there are no holds in the file while booking.

• Have to act as a seamless backend support for Loan disbursal.

• Have effective Coordination with Loan vendors.

• Do a proper Follow up with loan customer's post disbursal activity.

• To keep highest current portfolio percentage

• Maintaining Loan MIS of the customers

• To Ensure that all prescribed desktop checks are conducted while underwriting the proposalÂ

• Proper effective regular follow up with customer in pre and post disbursals for a prospective Loan customer.

• Organize and Perform the Job responsibility within prescribed TAT

• Coordination skills with various internal and external vendors and departments

• Coordination with Vendors Management of MIS incorporating critical process steps/positions regarding credit underwriting cycle

• PDD Management and Audit Query resolution

• Maintaining confidentiality of information obtained from clients.

• Maintain confidentiality of company's information - not to be shared with anybody out of office in any form (Verbal, written, mail or any other form)

Desired Candidate Profile :Â

• Graduate Degree

• Good communication skills

• Willing to Travel extensively

• Basic knowledge of Credit bureau check, property valuation, legal reports & documentation. Should

• have good computer skills specifically data entry knowledge in Microsoft Excel and MIS management.

• Simplicity and Humility, Hard work and Detailed orientation, Integrity, Dynamic Growth, Customer

• Focus.

• Ability to get the job done and