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Credit Portfolio Analyst II| C10

Location: Mumbai, Maharashtra

Category: Bank Jobs

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections

Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses

Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite

Assist with portfolio review preparation and conducting stress tests

Build working relationships with various teams across the bank, including deal, coverage and product teams

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

0-2 years of experience in credit risk analysis or corporate banking

Experience in financial analysis, accounting and valuation

Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution

Consistently demonstrate clear and concise written and verbal communication

Proven ability to work with little direction and in a team

Demonstrated accountability, self-motivation and business acumen

Education:

Bachelor's degree/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, ****** orientation, gender identity, national origin, disability, or status as a protected veteran.

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