Job Description
Credit Product Manager - CV, CE & TFE-Commercial Vehicle (CV)-Retail-Credit Common Cost Allocation - CV,CE & SA
Designation: Credit Product Manager-CV, CE & TFE
Division: Commercial Bank Retail Credit
Location: Infinity HO, Mumbai
No of Grade wise Openings: M2 x 1, M3 x 2, M4 x 1
CTC: As per existing CTC and grade parity
About the Role:
This role is responsible for portfolio monitoring & analysis for products under the Commercial Banking division, including:
• Commercial Vehicles, Construction Equipment, Tractor & Farm Equipment, Trade Advances, Crop Loans, Bharat Mortgage, Micro LAP, Microfinance Institutions (MFI)
Key Responsibilities:
• Candidate is expected to monitor portfolio health, to identify early warning signals, trends, exposure concentration & stress, and provide actionable insights to mitigate risk.
• Develop and maintain Dashboards and MIS reports using Excel and Power BI.
• Collaborate with business teams to implement risk mitigation measures thru BRE.
• To Standardize the Credit Policies, Process & to Ensure compliance with internal risk policies and regulatory guidelines.
Skills Required:
• Strong understanding of credit risk principles, portfolio monitoring and metrics.
• Advanced proficiency in MS Excel (data analysis, pivot tables, financial modeling).
• Hands-on experience with Power BI for visualization and reporting.
• Knowledge of Python for automation and advanced analytics (added advantage).
• Excellent analytical and problem-solving skills.
• Good communication and stakeholder management skills.
Education & Experience:
• Minimum Qualification: Graduate (Finance, Commerce, Economics preferred).
• Experience: Prior experience in Credit Risk / Portfolio Monitoring in Commercial Banking or NBFC is preferred.
Experience Level
Mid Level
Designation: Credit Product Manager-CV, CE & TFE
Division: Commercial Bank Retail Credit
Location: Infinity HO, Mumbai
No of Grade wise Openings: M2 x 1, M3 x 2, M4 x 1
CTC: As per existing CTC and grade parity
About the Role:
This role is responsible for portfolio monitoring & analysis for products under the Commercial Banking division, including:
• Commercial Vehicles, Construction Equipment, Tractor & Farm Equipment, Trade Advances, Crop Loans, Bharat Mortgage, Micro LAP, Microfinance Institutions (MFI)
Key Responsibilities:
• Candidate is expected to monitor portfolio health, to identify early warning signals, trends, exposure concentration & stress, and provide actionable insights to mitigate risk.
• Develop and maintain Dashboards and MIS reports using Excel and Power BI.
• Collaborate with business teams to implement risk mitigation measures thru BRE.
• To Standardize the Credit Policies, Process & to Ensure compliance with internal risk policies and regulatory guidelines.
Skills Required:
• Strong understanding of credit risk principles, portfolio monitoring and metrics.
• Advanced proficiency in MS Excel (data analysis, pivot tables, financial modeling).
• Hands-on experience with Power BI for visualization and reporting.
• Knowledge of Python for automation and advanced analytics (added advantage).
• Excellent analytical and problem-solving skills.
• Good communication and stakeholder management skills.
Education & Experience:
• Minimum Qualification: Graduate (Finance, Commerce, Economics preferred).
• Experience: Prior experience in Credit Risk / Portfolio Monitoring in Commercial Banking or NBFC is preferred.
Experience Level
Mid Level
💡 Quick Summary
Seeking a career-building opportunity? The Credit Product Manager - Commercial Vehicle, Construction Equipment & Tractor Finance position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.