Job Description
Job Description :
- In an increasingly connected world, though people are moving across countries at an accelerated pace, the global financial systems are archaic and fragmented, creating headwinds for a global citizen.
- Our aim is to create a financial world beyond borders that provides equitable access to global financial products on one single platform. Our cross-border capabilities enable global citizens to access financial products seamlessly, save money and invest it further, helping them be financially free to pursue their ambition, no matter where they are.
- We are actively looking out for passionate individuals to help us build a global bank for global citizens. As part of the early team, you will tackle pressing real-world problems and work with cross-functional teams across countries.
- With us, you can expect an atmosphere charged with ambition, innovation, optimism, and empathy where you can become the best version of yourself. Not to forget - a meritocratic environment where your ideas aren't just heard, but valued.
- Seeking to hire a Credit Analyst to join our team. You will help to manage a portfolio of clients.
Responsibilities:
- Help to build credit risk decision strategies for retail lending with a unique value proposition.
- Collaborate with the Analytics team on Credit model development & validation from time to time to incorporate new data sources, meet the advanced machine learning evaluation techniques.
- Deep understanding of credit scoring and portfolio management techniques, strategies, and credit risk management principles.
- Implement underwriting mechanisms for digital underwriting and authorization strategies.
- Able to understand product offerings and give insights on building risk strategies, acquisition strategies, product strategies, and overall business & market dynamics for portfolio growth.
- Support day to day operational risk management and credit life cycle management.
Requirements:
Level: Entry/ Mid
- Master's degree in finance, economics or accounting is required
- Should have worked in lending start-ups/Fintech/ Neo bank with Strong analytical, numerical, research and problem solving skills
- 2-4 years of relevant work experience
- Should have worked in lending start-ups/Fintech/ Neo bank with Strong analytical, numerical, research and problem solving skills
- Hands-on Exposure to statistical concepts, SQL, R, Python, and analytical approaches.
- Strong communication skills (written and verbal). Excellent organizational, analytical, and time-management skills.
This role is based out of Bangalore
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Analyst | FinTech Product Startup |2|7 yrs position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.