Job Description
time
Department : Credit Risk Management Group
Key Responsibilities:
• Credit risk analysis and assessment of credit proposals across industries
• Review of project/concession agreement(s) entered into with state level/central authorities (applicable in Infrastructure Risk)
• Familiarity/knowledge of RBI Circulars pertaining to asset classification, project under implementation, large exposure framework and updates on Master Circular issued every year in July of each year
• Independent portfolio management across diverse industries
• Appraising credit risk involved in proposed transaction and assigning internal credit rating for the company and the banking facilities proposed
• Client interaction and field visits to assess business operations
• Industry research, review and active monitoring of existing accounts
• Articulation/presentation of credit analysis to senior management within CRMG
• Articulating risk views at sanctioning forums
• Interaction with various Business Groups
• Interfacing with other support groups such as Legal, Compliance and Credit Monitoring teams
Functional Skills:
• Financial analysis with basic understanding of accounting standards
• Strong numeracy, analytical and research skills
• IT competence with proficiency in MS Office: Word, Excel (including financial modelling) and Power Point
• Written and verbal articulation
Behavioral Skills:
• Efficient time management and problem solving ability
• Capacity to work independently and effectively handle entrusted responsibilities
Experience:
• Relevant experience of 3 to 6 years in Banking/NBFCs/Rating agencies
Department : Credit Risk Management Group
Key Responsibilities:
• Credit risk analysis and assessment of credit proposals across industries
• Review of project/concession agreement(s) entered into with state level/central authorities (applicable in Infrastructure Risk)
• Familiarity/knowledge of RBI Circulars pertaining to asset classification, project under implementation, large exposure framework and updates on Master Circular issued every year in July of each year
• Independent portfolio management across diverse industries
• Appraising credit risk involved in proposed transaction and assigning internal credit rating for the company and the banking facilities proposed
• Client interaction and field visits to assess business operations
• Industry research, review and active monitoring of existing accounts
• Articulation/presentation of credit analysis to senior management within CRMG
• Articulating risk views at sanctioning forums
• Interaction with various Business Groups
• Interfacing with other support groups such as Legal, Compliance and Credit Monitoring teams
Functional Skills:
• Financial analysis with basic understanding of accounting standards
• Strong numeracy, analytical and research skills
• IT competence with proficiency in MS Office: Word, Excel (including financial modelling) and Power Point
• Written and verbal articulation
Behavioral Skills:
• Efficient time management and problem solving ability
• Capacity to work independently and effectively handle entrusted responsibilities
Experience:
• Relevant experience of 3 to 6 years in Banking/NBFCs/Rating agencies
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Analyst position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
