Credit Risk Data Unit

Credit Risk Data Unit - Analyst

Risk Data Control and Validation > Credit Risk Data Unit > Group Finance

Location- Pune

Role Description - Summary:

The Credit Risk Data Unit provides quality assured, and timely Finance relevant Risk information and analysis to key stakeholders in a transparent and controlled manner covering the end to end processes for all relevant metrics in an efficient and regulatory compliant way.

This role is for the Global Risk Data Control and Validation group and the operating model of RDC&V is made up of a number of teams across multiple locations covering all main regions of Group Finance. Each region has production and control teams in the cost effective location of Pune, and is coordinated by regional leads within the onshore relationship management teams in London/New York/Frankfurt.

The Risk Data Control group are responsible for -

· Processing of all relevant feeds and required adjustments to positions in the strategic systems so that data flow to the Regulatory reporting systems is of good quality

· This data includes transactions, collateral and facilities for regulatory reporting purposes from core strategic source systems and non-strategic sources (manual feeds) for all asset classes and business areas contributing to the monthly process.

· Processing of all relevant data sets from the risk feeds, branch ledger and sub ledgers required to perform the reconciliations for all asset classes and business areas required within the monthly process

· Production of the reconciliations in line with control checks and the posted balance sheet using the platforms developed

· Distribution of detailed break templates to respective contacts in product control, gathering commentary and working with stakeholders to understand root causes and resolve breaks

Responsibilities/Tasks:

· Processing of all relevant feeds and required adjustments

· Perform the reconciliations for all asset classes and business areas required within the monthly process

· Distribution of detailed break templates to respective contacts including gathering commentaries

· Performs root cause analysis on deltas, issues and provide recommendations to mitigate risk and preventive actions

· Provide support in the maintenance of KPI packs and operational metrics and participate in monthly KPI calls with onshore stakeholders

· Regular update and review of process documentations

· Perform processes as defined or needed in support of team resiliency

· Engage with different business partners and stakeholders as necessary in the delivery of assigned tasks

· Perform all other tasks as necessary for the business

Experience/Exposure:

· Experience in Banking Operations, Business Process Reengineering, Change, Audit or Finance Industry.

· Intermediate understanding of banking products (Debt, Equities and Derivatives) with working knowledge of Global Markets Financial products

· Working knowledge of Credit Risk Management (Basel requirements, regulatory guidelines related to credit risk)

· Strong stakeholder management skills/able to manage diverse stakeholders and onshore clients

· Has excellent work ethics and organizational skills coupled with the ability to handle multiple assignments

· Able to work in fast-paced environment and keep pace with technical and operational innovation

· Able to share information, transfer knowledge and expertise to team members including conduct of trainings as needed

· Has excellent work ethic and organizational skills and is able to work with different cultures and across different geographic locations.

Education/Certification:

Bachelor’s Degree in Finance related courses (e.g. Accountancy, Business, Economics and Banking &Finance) or Computer Sciences & Information Technology.

Competencies:

Collaboration and Teamwork

Effective Communication

Integrity, Trust and Fairness

Professional Development Focus

Business and product knowledge

Leadership and Influence

Commercial and Business Acumen

Openness to innovation and change

Performance orientation

Client Relationship Focus
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