Job Description
No matching job preferences
Salary
Up to ₹18,56,688 a year
Job type
Full-time
Shift and schedule
Day shift
Benefits & Perks
Health insurance
Benefits
Pulled from the full job description
Health insurance
Full Job Description
Job Duties and Responsibilities:
· Work on the credit policy for cards, according to the prevailing rules & regulations in the U.S.
· Manage policy / processes for mainly Credit cards for the consumer retail portfolio pan U.S.
· Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions.
· Design & manage MIS reporting for credit cards portfolio - Gather risk/business requirements, interpret and analyze and present them to the Leadership through dashboards, visual reports etc.
· Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance.
· Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems
· Work in partnership with the analytics team and financial modelling team to track the metrics and build what-if scenarios to support credit policy formulation.
· Ensure timely completion of root cause analysis, including appropriate action plans to address identified control gaps.
· Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up.
At least graduation; Preferably Masters degree in Risk Management
At least 8 years of work experience;
Excellent communication skills, Demonstrated ability to make presentation to different stakeholders – internal and external including regulatory agencies, Proficient in data analytics, SQL, Excel; Reasonable command over tools & technologies such as SAS/R/Python, Experience of working with Machine Learning techniques.
Job Type: Full-time
Salary: Up to ₹1,856,688.13 per year
Benefits:
Health insurance
Schedule:
Day shift
Supplemental pay types:
Yearly bonus
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Hiring Insights
Application response rate: 81%
Hiring 1 candidate for this role
Job activity
Posted Just posted
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Expert position is now open for candidates interested in the MIS Executive sector. This role in Pune offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in MIS Executive is a plus.
