Job Description
Office Location: Worli, Mumbai
Salary Upto-18LPA
Responsibilities:
Managing the overall risk metrics for the organization. Ensuring that the portfolio health is maintained within accepted risk parameters. Risk head will interact with various partner banks and NBFC to setup aligned policies to acquire customer and manage collections
Candidate would be responsible for appraising & assessing risks for loan under the consumer focused Loan
Check and keep track on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact.
Candidate should be well versed with the unsecured and secured programs run by competitors in the digital space, an ability to understand and design programs suited to the digital environment is a prerequisite.
Candidate should also be able to understand the technical and regulatory aspects implementation of a program in the digital space
Co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring.
High ticket under-writing
The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
To conduct personal discussion with customers to establish Credit worthiness.
Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)
To prepare Credit Appraisal Memo (CAM).
Responsible for Credit Assessment
To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
Qualification & Experience Required:
CA/MBA with at least 8 to 10years’ experience in Credit and Risk department of Banks, NBFCs, Credit rating agencies. Good experience in Credit analysis
Balance sheet, Profit & Loss Statement, Bank Statement.
Credit underwriting work experience within retail lending with any large NBFC or Bank.
Ideal candidate should understand the credit risk of consumer focused loan and SME segment lending.
Prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.
Job Type: Full-time
Salary: Up to ₹1,800,000.00 per year
Benefits:
Provident Fund
Schedule:
Morning shift
Application Question(s):
How many years of Indian Market experience do you have?
How many years of Personal Loan Product Credit & Risk Experience you have?
Experience:
Credit Risk: 8 years (Required)
Personal Loan: 8 years (Required)
Banking: 8 years (Required)
Salary Upto-18LPA
Responsibilities:
Managing the overall risk metrics for the organization. Ensuring that the portfolio health is maintained within accepted risk parameters. Risk head will interact with various partner banks and NBFC to setup aligned policies to acquire customer and manage collections
Candidate would be responsible for appraising & assessing risks for loan under the consumer focused Loan
Check and keep track on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact.
Candidate should be well versed with the unsecured and secured programs run by competitors in the digital space, an ability to understand and design programs suited to the digital environment is a prerequisite.
Candidate should also be able to understand the technical and regulatory aspects implementation of a program in the digital space
Co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring.
High ticket under-writing
The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
To conduct personal discussion with customers to establish Credit worthiness.
Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)
To prepare Credit Appraisal Memo (CAM).
Responsible for Credit Assessment
To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
Qualification & Experience Required:
CA/MBA with at least 8 to 10years’ experience in Credit and Risk department of Banks, NBFCs, Credit rating agencies. Good experience in Credit analysis
Balance sheet, Profit & Loss Statement, Bank Statement.
Credit underwriting work experience within retail lending with any large NBFC or Bank.
Ideal candidate should understand the credit risk of consumer focused loan and SME segment lending.
Prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.
Job Type: Full-time
Salary: Up to ₹1,800,000.00 per year
Benefits:
Provident Fund
Schedule:
Morning shift
Application Question(s):
How many years of Indian Market experience do you have?
How many years of Personal Loan Product Credit & Risk Experience you have?
Experience:
Credit Risk: 8 years (Required)
Personal Loan: 8 years (Required)
Banking: 8 years (Required)
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Manage position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.