Job Description
The role will reside within Firm Risk Management's Credit Risk Management Department. Credit Risk Management (CRM) evaluates credit risk transactions and approves rejects or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and senior management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.
Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.
About Morgan Stanley
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services.
As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. We can provide a superior foundation for building a professional career – a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.
What will you be doing?
Analyze and identify credit risks in transactions (primarily derivatives, occasionally loans) and understand the impact these have on our portfolio and risk appetite, follow up on transaction execution to ensure loans/trades are booked correctly
Analyze Corporate counterparty creditworthiness, make risk appetite decisions, manage exposures/limits, identify and quantify risk drivers, prepare credit memos and make recommendations
Understand how macro-economic, market and company-specific events and new financial regulation impact MS' portfolio, clients and counterparty credit quality
Participate in and lead client due diligence meetings to understand their strategy, financial performance and business requirements
Liaise as necessary with other Risk and non-Risk groups including Market Risk, XVA, BU Risk, Credit Methodology, Credit Capital, Operations, Legal, and Finance
What we’re looking for:
Bachelors degree or equivalent
Experience in dealing with traded products and the trade approval process i.e. dealing with traders, sales coverage
Understanding of financial markets, credit analysis and ability to analyse key risks and mitigants
Familiarity with financial products e.g. Commodities (preferred), swaps, FX, rates and legal documentation (e.g. ISDA, CSAs)
Ability to communicate effectively with a wide range of stakeholders, both written and verbally
Ability to work independently in a self-directed way including on change initiatives or process improvement
Ability to work in a fast-paced environment, often balancing multiple high priority deliverables
Strong analytical and critical thinking skills; experience in financial analysis and modelling (preferred)
Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word)
Fluency in English is required, plus another European language (preferred)
Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, operational, model and other risks.
About Morgan Stanley
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services.
As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. We can provide a superior foundation for building a professional career – a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.
What will you be doing?
Analyze and identify credit risks in transactions (primarily derivatives, occasionally loans) and understand the impact these have on our portfolio and risk appetite, follow up on transaction execution to ensure loans/trades are booked correctly
Analyze Corporate counterparty creditworthiness, make risk appetite decisions, manage exposures/limits, identify and quantify risk drivers, prepare credit memos and make recommendations
Understand how macro-economic, market and company-specific events and new financial regulation impact MS' portfolio, clients and counterparty credit quality
Participate in and lead client due diligence meetings to understand their strategy, financial performance and business requirements
Liaise as necessary with other Risk and non-Risk groups including Market Risk, XVA, BU Risk, Credit Methodology, Credit Capital, Operations, Legal, and Finance
What we’re looking for:
Bachelors degree or equivalent
Experience in dealing with traded products and the trade approval process i.e. dealing with traders, sales coverage
Understanding of financial markets, credit analysis and ability to analyse key risks and mitigants
Familiarity with financial products e.g. Commodities (preferred), swaps, FX, rates and legal documentation (e.g. ISDA, CSAs)
Ability to communicate effectively with a wide range of stakeholders, both written and verbally
Ability to work independently in a self-directed way including on change initiatives or process improvement
Ability to work in a fast-paced environment, often balancing multiple high priority deliverables
Strong analytical and critical thinking skills; experience in financial analysis and modelling (preferred)
Strong attention to detail and ability to provide information in usable formats (proficiency in Microsoft office, including Excel, PowerPoint and Word)
Fluency in English is required, plus another European language (preferred)
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Management – Corporate Counterparty Risk, Vice President position is now open for candidates interested in the Bank Jobs sector. This role in London offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.