Job Description
Job Description:
Job Title- Risk Analyst, Credit Risk Management
Location- Mumbai
Role Description
Risk Analyst within the Credit Risk Management with responsibilities of managing a portfolio comprising of Corporates, Banks, NBFIs, Insurance Companies, Mutual Funds etc.
In addition to managing an assigned portfolio of clients, the candidate is also expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with the overall credit risk management.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
Your key responsibilities
• Working closely with Sr Credit Approvers for approval of Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products. Specific transaction level approvals for structured products.
• Writing Credit Reports, assigning internal Credit Rating for clients, based on industry, business and financial analysis, including projections
• Documenting credit analysis & credit decisions in Bank’s credit systems in a timely manner.
• Monitoring performance of companies & sectors on real-time basis, making suitable changes in ratings / limits to reflect any changes in risk level
• Providing regular MIS to senior management on portfolio composition and status of accounts
• Provide all support required for meeting regulatory tasks which reside within the Credit Risk Management team both globally and locally
• Support portfolio management related activities including system related tasks as per the global credit policies of the bank.
Your skills and experience
• Experience up to 2-3 years in credit risk assessment / management in wholesale banking from reputed financial institution. Experience should be in the areas of credit analysis, approval / recommendation of transactions. Additional experience of portfolio analysis (if any) would be preferable.
• Basic understanding of key banking products – term financings, trade finance and global markets (fx/rates/commodities)
• Strong technical & analytical skills.
• Strong written and verbal communication skills
• Willingness to work on time sensitive credit proposals
How we’ll support you
• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.htm
Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, ****** orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
Click here to find out more about our diversity and inclusion policy and initiatives
Job Title- Risk Analyst, Credit Risk Management
Location- Mumbai
Role Description
Risk Analyst within the Credit Risk Management with responsibilities of managing a portfolio comprising of Corporates, Banks, NBFIs, Insurance Companies, Mutual Funds etc.
In addition to managing an assigned portfolio of clients, the candidate is also expected to support the bank on regulatory and related portfolio reporting activities and other tasks connected with the overall credit risk management.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
Your key responsibilities
• Working closely with Sr Credit Approvers for approval of Counterparty Credit Exposure limits for Transaction Banking products and FX Hedging / Derivative products. Specific transaction level approvals for structured products.
• Writing Credit Reports, assigning internal Credit Rating for clients, based on industry, business and financial analysis, including projections
• Documenting credit analysis & credit decisions in Bank’s credit systems in a timely manner.
• Monitoring performance of companies & sectors on real-time basis, making suitable changes in ratings / limits to reflect any changes in risk level
• Providing regular MIS to senior management on portfolio composition and status of accounts
• Provide all support required for meeting regulatory tasks which reside within the Credit Risk Management team both globally and locally
• Support portfolio management related activities including system related tasks as per the global credit policies of the bank.
Your skills and experience
• Experience up to 2-3 years in credit risk assessment / management in wholesale banking from reputed financial institution. Experience should be in the areas of credit analysis, approval / recommendation of transactions. Additional experience of portfolio analysis (if any) would be preferable.
• Basic understanding of key banking products – term financings, trade finance and global markets (fx/rates/commodities)
• Strong technical & analytical skills.
• Strong written and verbal communication skills
• Willingness to work on time sensitive credit proposals
How we’ll support you
• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.htm
Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, ****** orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
Click here to find out more about our diversity and inclusion policy and initiatives
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Management | Risk position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.