Job Description
Job title
Credit Risk (Corporates, Australia & New Zealand and Japan) - Associate
Posting Description
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.
You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
The CIB Credit Risk team focuses on execution of transactions across acquisition & leveraged finance, vanilla and structured loans, derivatives and liquidity and cash management products for a diversified portfolio of institutional and corporate clients.
The CIB Credit Risk team works closely with business partners from Commercial Banking, Debt and Equity Capital Markets, Corporate & Investment Banking, Markets and Wholesale Payments.
It is the primary contributor and driver of credit analytics including risk rating determination, industry assessment (working with internal industry specialists) with a key focus on due diligence, structuring, negotiation and documentation of such transactions.
Credit officers are also responsible for ongoing credit monitoring and review work for all client facilities.
Responsibilities:
• This role reports to the CIB Credit Risk Team in Australia however it involves working closely with both the Australian and Japanese teams.
In this role you will be responsible for:
• Proactively managing exposures on a portfolio of corporate clients in a range of industries across Australia, New Zealand and Japan.
• Preparing forward looking credit memoranda, along with necessary financial modelling, to provide risk assessment views on both new transactions and for existing clients and their industries.
• Tracking market and industry developments and their impact on clients. Recommending and monitoring internal credit ratings and limits.
• Supporting senior team members with completing due diligence, structuring and documentation on new transactions.
• Interacting with key stakeholders including client coverage and product bankers.
• Preparing and monitoring various credit and regulatory reporting requirements; and, Supporting the teams with ongoing and adhoc initiatives and workstreams.
Required qualifications, capabilities, and skills
• At least three years' experience gained in a credit risk or credit analysis role within corporate, institutional and/or investment banking.
• Sound credit risk analysis skills covering both qualitative and quantitative analysis.
• An understanding of products across debt markets, liquidity and cash management and derivatives as well as related documentation.
• Ability to take an active role in identifying key issues/ concerns relating to clients, their industries and transaction structures.
• Strong written and verbal communication and interpersonal skills. Highly motivated with an ability to work proactively & independently as well as in a team environment.
• Good time management and clarity in thinking when dealing with multiple work streams in a fastpaced environment Detailed oriented and high attention to detail.
Preferred qualifications, capabilities, and skills
• Ability to foster relationships and confidently interact with business lines and other internal stakeholders.
• Highly proficient in MS Excel with an ability to navigate through financial models, as well as other MS programs (PowerPoint, Word, Outlook etc); and
• Undergraduate degree or post graduate qualifications in accounting, business, finance or a quantitative related discipline.
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
Morgan and Chase brands.
Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, ****** orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs
Credit Risk (Corporates, Australia & New Zealand and Japan) - Associate
Posting Description
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.
You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
The CIB Credit Risk team focuses on execution of transactions across acquisition & leveraged finance, vanilla and structured loans, derivatives and liquidity and cash management products for a diversified portfolio of institutional and corporate clients.
The CIB Credit Risk team works closely with business partners from Commercial Banking, Debt and Equity Capital Markets, Corporate & Investment Banking, Markets and Wholesale Payments.
It is the primary contributor and driver of credit analytics including risk rating determination, industry assessment (working with internal industry specialists) with a key focus on due diligence, structuring, negotiation and documentation of such transactions.
Credit officers are also responsible for ongoing credit monitoring and review work for all client facilities.
Responsibilities:
• This role reports to the CIB Credit Risk Team in Australia however it involves working closely with both the Australian and Japanese teams.
In this role you will be responsible for:
• Proactively managing exposures on a portfolio of corporate clients in a range of industries across Australia, New Zealand and Japan.
• Preparing forward looking credit memoranda, along with necessary financial modelling, to provide risk assessment views on both new transactions and for existing clients and their industries.
• Tracking market and industry developments and their impact on clients. Recommending and monitoring internal credit ratings and limits.
• Supporting senior team members with completing due diligence, structuring and documentation on new transactions.
• Interacting with key stakeholders including client coverage and product bankers.
• Preparing and monitoring various credit and regulatory reporting requirements; and, Supporting the teams with ongoing and adhoc initiatives and workstreams.
Required qualifications, capabilities, and skills
• At least three years' experience gained in a credit risk or credit analysis role within corporate, institutional and/or investment banking.
• Sound credit risk analysis skills covering both qualitative and quantitative analysis.
• An understanding of products across debt markets, liquidity and cash management and derivatives as well as related documentation.
• Ability to take an active role in identifying key issues/ concerns relating to clients, their industries and transaction structures.
• Strong written and verbal communication and interpersonal skills. Highly motivated with an ability to work proactively & independently as well as in a team environment.
• Good time management and clarity in thinking when dealing with multiple work streams in a fastpaced environment Detailed oriented and high attention to detail.
Preferred qualifications, capabilities, and skills
• Ability to foster relationships and confidently interact with business lines and other internal stakeholders.
• Highly proficient in MS Excel with an ability to navigate through financial models, as well as other MS programs (PowerPoint, Word, Outlook etc); and
• Undergraduate degree or post graduate qualifications in accounting, business, finance or a quantitative related discipline.
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
Morgan and Chase brands.
Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, ****** orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
