Job Description
Credit Risk Officer, AS
Job ID: R0387621
Full/Part-Time: Full-time
Regular/Temporary: Regular
Listed: 2026-05-13
Location: Mumbai
Position Overview
Job Title: Credit Risk Officer
Location: Mumbai, India
Role Description
Chief Risk Office Vision is to provide industry-leading independent risk management capabilities in an innovative and efficient manner. Deutsche Bank is exposed to a wide range of risks every day. Credit losses, volatility of market prices, operational failures, infrastructure outages, liquidity shortages, and regulatory and legal matters can all have an impact on the bank’s capital and reputation. The CRO function has Group-wide, supra-divisional responsibility for the management/control of all credit, market, operational & liquidity risks and the continuing development of methods for risk measurement. In addition, CRO function is responsible for monitoring, analysing and reporting risk on a comprehensive basis. CRO function is structured along three core dimensions: business aligned coverage; overarching regional risk management; and risk & control functions. This includes Credit Risk Management, Market & Valuation Risk Management, Liquidity Risk Management; Anti-Financial Crime, Compliance, Non-Financial Risk Management, Business Selection & Conflicts Office, Enterprise Risk Management, Group Strategic Analytics, and Chief Operating Office.
About Credit Risk Management Function
Credit Risk is a centralised risk-type function within the CRO function. The team is primarily responsible for setting limits and providing credit approvals for single name credit risk, as well as monitoring and managing against these in the context of the bank’s Enterprise Risk Management framework.
Credit Risk enables CRO to strengthen, enhance and improve control of the bank’s credit risk. The team provides deep technical expertise to the business aligned risk functions and facilitates strategic business decision-making to improve overall use of the bank’s capital.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
Best in class leave policy
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above
Your key responsibilities:
Credit Officer responsible for reviewing, recommending and approving complex/structured transactions across business units and wide spectrum of products.
Support business units in driving strategy to drive optimum risk / return and in line with overall portfolio strategy and risk appetite.
Maintain DB’s high underwriting standards and drive resolution with business units and key stakeholders.
Liaise with clients, interface directly with front office staff and other CRM units on credit approvals, credit requirements and relationship matters
Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining DB’s underwriting standards, at the same time supporting the Business to achieve agreed targets
Perform portfolio reviews to ensure risk are proactively assessed and managed.
Drive audit and regulatory agenda as required.
Your skills and experience:
Around 3-4 years of experience in credit / financial risk analysis for Corporates and FIs and at least working knowledge of relevant banking products.
Good understanding of credit risk associated with corporate and investment banking products and business; product knowledge including Financing, Commercial Real Estate, Commercial Banking, Trade Finance and Derivative products
Corporate and Financial Institution credit analysis skills with understanding of industry risk drivers; established negotiation skills to deal effectively with conflicting priorities & resources
Ability to build strong relationships internally with divisional clients locally & globally, as well as internal stakeholders
Technically strong, with a good understanding of global risk regulations
Educated to Master’s degree level or equivalent professional qualification/relevant work experience. Additional qualification in Risk management would be preferred.
How we’ll support you:
Flexible working to assist you balance your personal priorities
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs
Training and development to help you excel in your career
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.htm
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
Job ID: R0387621
Full/Part-Time: Full-time
Regular/Temporary: Regular
Listed: 2026-05-13
Location: Mumbai
Position Overview
Job Title: Credit Risk Officer
Location: Mumbai, India
Role Description
Chief Risk Office Vision is to provide industry-leading independent risk management capabilities in an innovative and efficient manner. Deutsche Bank is exposed to a wide range of risks every day. Credit losses, volatility of market prices, operational failures, infrastructure outages, liquidity shortages, and regulatory and legal matters can all have an impact on the bank’s capital and reputation. The CRO function has Group-wide, supra-divisional responsibility for the management/control of all credit, market, operational & liquidity risks and the continuing development of methods for risk measurement. In addition, CRO function is responsible for monitoring, analysing and reporting risk on a comprehensive basis. CRO function is structured along three core dimensions: business aligned coverage; overarching regional risk management; and risk & control functions. This includes Credit Risk Management, Market & Valuation Risk Management, Liquidity Risk Management; Anti-Financial Crime, Compliance, Non-Financial Risk Management, Business Selection & Conflicts Office, Enterprise Risk Management, Group Strategic Analytics, and Chief Operating Office.
About Credit Risk Management Function
Credit Risk is a centralised risk-type function within the CRO function. The team is primarily responsible for setting limits and providing credit approvals for single name credit risk, as well as monitoring and managing against these in the context of the bank’s Enterprise Risk Management framework.
Credit Risk enables CRO to strengthen, enhance and improve control of the bank’s credit risk. The team provides deep technical expertise to the business aligned risk functions and facilitates strategic business decision-making to improve overall use of the bank’s capital.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
Best in class leave policy
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above
Your key responsibilities:
Credit Officer responsible for reviewing, recommending and approving complex/structured transactions across business units and wide spectrum of products.
Support business units in driving strategy to drive optimum risk / return and in line with overall portfolio strategy and risk appetite.
Maintain DB’s high underwriting standards and drive resolution with business units and key stakeholders.
Liaise with clients, interface directly with front office staff and other CRM units on credit approvals, credit requirements and relationship matters
Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining DB’s underwriting standards, at the same time supporting the Business to achieve agreed targets
Perform portfolio reviews to ensure risk are proactively assessed and managed.
Drive audit and regulatory agenda as required.
Your skills and experience:
Around 3-4 years of experience in credit / financial risk analysis for Corporates and FIs and at least working knowledge of relevant banking products.
Good understanding of credit risk associated with corporate and investment banking products and business; product knowledge including Financing, Commercial Real Estate, Commercial Banking, Trade Finance and Derivative products
Corporate and Financial Institution credit analysis skills with understanding of industry risk drivers; established negotiation skills to deal effectively with conflicting priorities & resources
Ability to build strong relationships internally with divisional clients locally & globally, as well as internal stakeholders
Technically strong, with a good understanding of global risk regulations
Educated to Master’s degree level or equivalent professional qualification/relevant work experience. Additional qualification in Risk management would be preferred.
How we’ll support you:
Flexible working to assist you balance your personal priorities
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs
Training and development to help you excel in your career
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.htm
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Officer, AS position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
