Job Description
Decision maker for all cases seeking credit through internal and external sources.
● Maintaining relationship with bank/nbfc counterpart for speedy approvals of cases in pipeline with bank
● Develop a scorecard driven output for retail and small ticket cases.
● Setting internal risk and credit policies. Designing sector-wise/category-wise/business-wise credit evaluation parameters in alliance with business and past track record.
● Due diligence of cases through qualitative and quantitative parameters.
● Verification of credit information through 3 party sources and market intel
● Alliances with bureau and necessary data banks can be handy.
● Act as a central repository of all credit information and documentations with stakeholders such as JSWSL/Lenders/Customers and any other manufacturers associating with JSW
● Support business from credit enablement through appropriate route.
● Develop credit models for existing and upcoming business segments.
● Leverage strong credit knowledge across LC and SCF products.
● Target minimal NPA and loss at internal and external sourced credit.
● Track passback in line with agreed commercials with lenders, support P&L.
● Track approval covenants for all cases. Ensure SOP adherence at all times
● Maintaining relationship with bank/nbfc counterpart for speedy approvals of cases in pipeline with bank
● Develop a scorecard driven output for retail and small ticket cases.
● Setting internal risk and credit policies. Designing sector-wise/category-wise/business-wise credit evaluation parameters in alliance with business and past track record.
● Due diligence of cases through qualitative and quantitative parameters.
● Verification of credit information through 3 party sources and market intel
● Alliances with bureau and necessary data banks can be handy.
● Act as a central repository of all credit information and documentations with stakeholders such as JSWSL/Lenders/Customers and any other manufacturers associating with JSW
● Support business from credit enablement through appropriate route.
● Develop credit models for existing and upcoming business segments.
● Leverage strong credit knowledge across LC and SCF products.
● Target minimal NPA and loss at internal and external sourced credit.
● Track passback in line with agreed commercials with lenders, support P&L.
● Track approval covenants for all cases. Ensure SOP adherence at all times
💡 Quick Summary
Seeking a career-building opportunity? The Credit Risk Specialist position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.