Roles and Responsibilities Credit Analyst-Small Business Banking Group/ Business Banking Group-Bank.-Performing credit underwriting, credit appraisal for Small Business Banking Group - Responsible for analysis of financial statement, and checking financial ratios and cash flow statement to ensure financial stability and liquidity position of borrower. - Conduct credit checks to ensure credit worthiness of client- Preparation of appraisal notes for sanctioning - Coordinating with stakeholders belonging to various verticals during the entire process - Renewal, Enhancement and review of the existing client limit. - Due diligence to prevent and detect frauds.