Job Description
We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals.
Key Responsibilities
• Review and analyze loan applications, financial documents, and credit reports.
• Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity.
• Make clear, data-driven underwriting decisions within defined turnaround times.
• Ensure compliance with internal policies, regulatory norms, and credit risk standards.
• Collaborate with sales, collections, and operations teams to ensure seamless customer journeys.
• Continuously refine underwriting criteria based on performance and market trends.
• Document decisions and maintain accurate underwriting records.
Requirements
• Bachelor’s degree in Finance, Economics, Business, or related field.
• 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies.
• Strong understanding of credit risk, financial ratios, and lending practices.
• Proficiency in MS Excel and credit scoring tools.
• High attention to detail and strong analytical skills.
• Ability to work independently and make sound judgments.
• Experience in underwriting unsecured loans or digital lending platforms (preferred).
Note: This role is based in Saket, Delhi.
If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you!
About Company: At WeCredit, we partner with heading NBFCs to help customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team is dedicated to providing assistance every step of the way, from completing your loan documents to ensuring fast disbursal of funds.
Key Responsibilities
• Review and analyze loan applications, financial documents, and credit reports.
• Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity.
• Make clear, data-driven underwriting decisions within defined turnaround times.
• Ensure compliance with internal policies, regulatory norms, and credit risk standards.
• Collaborate with sales, collections, and operations teams to ensure seamless customer journeys.
• Continuously refine underwriting criteria based on performance and market trends.
• Document decisions and maintain accurate underwriting records.
Requirements
• Bachelor’s degree in Finance, Economics, Business, or related field.
• 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies.
• Strong understanding of credit risk, financial ratios, and lending practices.
• Proficiency in MS Excel and credit scoring tools.
• High attention to detail and strong analytical skills.
• Ability to work independently and make sound judgments.
• Experience in underwriting unsecured loans or digital lending platforms (preferred).
Note: This role is based in Saket, Delhi.
If you're someone who enjoys working with data, has a sharp eye for risk, and thrives in a dynamic environment—we’d love to hear from you!
About Company: At WeCredit, we partner with heading NBFCs to help customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team is dedicated to providing assistance every step of the way, from completing your loan documents to ensuring fast disbursal of funds.
💡 Quick Summary
Seeking a career-building opportunity? The Credit Underwriter in position is now open for candidates interested in the Bank Jobs sector. This role in New Delhi offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
