Debt Manager-Flows-Personal Loan

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Leading Pvt Bank


Client Development - Wealth (AVP)
Leading Pvt Bank • Surat, Gujarat • via Workassist.in
14 hours ago
₹18L a year
Full–time
Apply directly on Workassist.in
Job description
• Increasing the Liability book and Investment AUM portfolio size through, deepening and new acquisition.
• Revenue generation through cross sell of business banking and wealth products like Trade Forex, Insurance, Investments, Retail Assets etc.
• Ensure quality of sourcing by acquiring Potential HNI Clients.
• Acquiring and managing both business, individual (resident and NRI) clients.
• Increas...
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IDFC FIRST Bank


Debt Manager-Flows-Personal Loan
IDFC FIRST Bank • Surat, Gujarat • via LinkedIn
23 hours ago
Full–time
Apply on LinkedIn
Job description
Job Requirements

Job Title – Collection Manager-Flows-Personal Loan

Function – Collections

Job Purpose

The role bearer has the responsibility to plan, organize, direct and oversee the activities of the collections department. It also includes managing the agencies associated with the company in their assigned territory. The role bearer is responsible for the efficiency and optimization of retrieving EMI from the customers and ensuring adherence to all the guidelines laid out by the bank contributing to the larger organizational objectives of the bank.

Responsibilities

Roles & Responsibilities:
• Responsible for managing and undertaking collections process for debts that have been assigned
• Regularly track the portfolio for specific buckets for the assigned area
• Track & control the delinquency of the area, Bucket-wise & DPD wise and focus on non-starters
• Responsible to allocate and achieve targets from agencies/ in house team
• Regularly follow up with the default customers
• Ensuring adherence to collection process and legal guidelines
• Tracing out absconded default customers and initiate recovery process
• Recommend for legal actions for non-recoverable cases and following up with the legal team for the closure of the cases
• Maintain data for administrative work related to collection such as updating delinquent account history, providing and maintaining MIS report, reviewing of collection feedback on daily, weekly & monthly basis

Educational Qualifications

Graduation - Any Graduate

Experience: Minimum of 3 or more years of experience in collections.

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