Job Description
Location Name: Pune Corporate Office - Cerebrum
Job Purpose
Responsible for Day to Day Transactions, Disbursement & TDS Refunds MIS, Ensure operational efficiency, ensure delivery within defined TAT and quality standards
Duties And Responsibilities
• Customer Onboarding, Loan Booking & Monitoring
• Authorization of Customer Onboarding and Limit Setting as per Documents / approvals provided,
• Ensure Loan Booking is done within TAT post submission of required approvals,
• Qualitative Check of Disbursements comparing the Sanction Terms viz, Loan Amount, Rate, Fees, Penalty etc.
• TDS Recon & Report Publishing
TDS Receivable Recon to be published on a Quarterly Basis to respective stakeholders comparing to 26 AS Credits
Work Closely with Business and Taxation team to reduce the recoverable
Co-ordinate with Business and Customers to share TDS Certificates
Ensuring TDS Entries are correctly posted in System
Sample Quality Check of TDS Refunds to be done
• System Development / Enhancement / Project Management
• Initiate System Changes for improvement in Operational Efficiency
• Perform UAT, Data QC before go live,
• Monitor Reports / System Bugs
• Enhancements Management
• Daily MIS, Quality Check
Publish Daily MIS to stakeholders helping in Disbursement / Portfolio Limit Tracking/TAT
Major Challenges
• Involvement of various products, processes, scenarios, stakeholders etc. add complexity to the role
• Document management for diversified portfolio of different Business with varied levels of complexity add challenges
Required Qualifications And Experience
• Qualifications
Graduation with Experience / Post- Graduation
• Minimum 5-6 years of work experience
• Experience in management of Loan Disbursement Operations & Customer service
• Prior Experience & Knowledge of Loan Systems / Core Banking Solutions preferred
• Adequate Finance & accounting knowledge to understand the impact of processing a transaction
• Knowledge of Bank Reconciliation Process would be added advantage
• Stakeholder management
• Good MIS / Presentation Skill / Reporting to Senior Management
Job Purpose
Responsible for Day to Day Transactions, Disbursement & TDS Refunds MIS, Ensure operational efficiency, ensure delivery within defined TAT and quality standards
Duties And Responsibilities
• Customer Onboarding, Loan Booking & Monitoring
• Authorization of Customer Onboarding and Limit Setting as per Documents / approvals provided,
• Ensure Loan Booking is done within TAT post submission of required approvals,
• Qualitative Check of Disbursements comparing the Sanction Terms viz, Loan Amount, Rate, Fees, Penalty etc.
• TDS Recon & Report Publishing
TDS Receivable Recon to be published on a Quarterly Basis to respective stakeholders comparing to 26 AS Credits
Work Closely with Business and Taxation team to reduce the recoverable
Co-ordinate with Business and Customers to share TDS Certificates
Ensuring TDS Entries are correctly posted in System
Sample Quality Check of TDS Refunds to be done
• System Development / Enhancement / Project Management
• Initiate System Changes for improvement in Operational Efficiency
• Perform UAT, Data QC before go live,
• Monitor Reports / System Bugs
• Enhancements Management
• Daily MIS, Quality Check
Publish Daily MIS to stakeholders helping in Disbursement / Portfolio Limit Tracking/TAT
Major Challenges
• Involvement of various products, processes, scenarios, stakeholders etc. add complexity to the role
• Document management for diversified portfolio of different Business with varied levels of complexity add challenges
Required Qualifications And Experience
• Qualifications
Graduation with Experience / Post- Graduation
• Minimum 5-6 years of work experience
• Experience in management of Loan Disbursement Operations & Customer service
• Prior Experience & Knowledge of Loan Systems / Core Banking Solutions preferred
• Adequate Finance & accounting knowledge to understand the impact of processing a transaction
• Knowledge of Bank Reconciliation Process would be added advantage
• Stakeholder management
• Good MIS / Presentation Skill / Reporting to Senior Management
💡 Quick Summary
Seeking a career-building opportunity? The Deputy National Lead - Commercial Lending Operations position is now open for candidates interested in the Bank Jobs sector. This role in Pune offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.