Deputy National Lead - Commercial Lending Operations

💰 ₹18,000 - ₹28,800 (Est.) 📍 Pune 🕐 2 days ago

Job Description

Kotak Mahindra


HO Sales Manager - Digital Sales-Digital Banking Kotak 811-Sales
Kotak Mahindra • Pune, Maharashtra • via Glassdoor
13 days ago
Full–time
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Job description
Job Role-
• Responsible for leading a large Sales Channel comprising of Team Leaders and Sales.
• Executives and ensuring Recruitment, Training, Retention and Mentoring of Sales teams.
• Experience in handling large team.
• Responsible for managing the leads and of that particular area and distributing among the team members.
• Ensuring the daily productivity of acquisition managers and customer s...
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Bajaj Finserv


Deputy National Lead - Commercial Lending Operations
Bajaj Finserv • Pune, Maharashtra • via LinkedIn
2 days ago
Full–time
Apply on LinkedIn
Job description
Location Name: Pune Corporate Office - Cerebrum

Job Purpose

Responsible for Day to Day Transactions, Disbursement & TDS Refunds MIS, Ensure operational efficiency, ensure delivery within defined TAT and quality standards

Duties And Responsibilities
•  Customer Onboarding, Loan Booking & Monitoring
•  Authorization of Customer Onboarding and Limit Setting as per Documents / approvals provided,
•  Ensure Loan Booking is done within TAT post submission of required approvals,
•  Qualitative Check of Disbursements comparing the Sanction Terms viz, Loan Amount, Rate, Fees, Penalty etc.
•  TDS Recon & Report Publishing

 TDS Receivable Recon to be published on a Quarterly Basis to respective stakeholders comparing to 26 AS Credits

 Work Closely with Business and Taxation team to reduce the recoverable

 Co-ordinate with Business and Customers to share TDS Certificates

 Ensuring TDS Entries are correctly posted in System

 Sample Quality Check of TDS Refunds to be done
•  System Development / Enhancement / Project Management
•  Initiate System Changes for improvement in Operational Efficiency
•  Perform UAT, Data QC before go live,
•  Monitor Reports / System Bugs
•  Enhancements Management
•  Daily MIS, Quality Check

 Publish Daily MIS to stakeholders helping in Disbursement / Portfolio Limit Tracking/TAT

Major Challenges
• Involvement of various products, processes, scenarios, stakeholders etc. add complexity to the role
• Document management for diversified portfolio of different Business with varied levels of complexity add challenges

Required Qualifications And Experience
•  Qualifications

 Graduation with Experience / Post- Graduation
•  Minimum 5-6 years of work experience
•  Experience in management of Loan Disbursement Operations & Customer service
•  Prior Experience & Knowledge of Loan Systems / Core Banking Solutions preferred
•  Adequate Finance & accounting knowledge to understand the impact of processing a transaction
•  Knowledge of Bank Reconciliation Process would be added advantage
•  Stakeholder management
•  Good MIS / Presentation Skill / Reporting to Senior Management

💡 Quick Summary

Seeking a career-building opportunity? The Deputy National Lead - Commercial Lending Operations position is now open for candidates interested in the Bank Jobs sector. This role in Pune offers a professional environment and growth potential.

Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.

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Job Details

Company Name: Bajaj Finserve

Frequently Asked Questions

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The expected salary for Deputy National Lead - Commercial Lending Operations in Pune is ₹18,000 - ₹28,800 (Est.) per month. Actual compensation may vary based on experience and negotiation.
No, Deputy National Lead - Commercial Lending Operations is an on-site position based in Pune. Candidates must be able to commute or relocate to this location.
Basic communication skills, a proactive attitude, and the ability to work in a team are required for Deputy National Lead - Commercial Lending Operations. Previous experience in Bank Jobs is a plus. Freshers may also apply depending on the employer's requirements.
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