Job Description
Director, Fraud Risk, Credit Fraud-(2200XXXXXX+6)
Job
:Compliance
Primary Location
:Asia-India-Bangalore
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:27/Mar/2026, 8:24:32 AM
Unposting Date
:Ongoing Role Responsibilities
The Director, Fraud Risk Management, Credit Fraud is a permanent role that requires strong business acumen and specialist level competency in fraud risk management within the Credit Fraud domain,
• the role acts in a subject matter expert capacity for Credit Fraud across all Business, Functions & Venture areas – Corporate, Commercial & Institutional Banking (CCIB), Consumer Private and Business Banking (CPBB) and Support Functions (e.g. Treasury, Finance, Supply Chain).
• all forms of credit products , unsecured (Personal Loan, Credit Cards), secured (Auto, Mortgage), Business Banking, Corporate & Commercial Lending etc., This role excludes Trade Finance and Commodities Products, although need to work very closely with the 1LOD and 2LOD teams.
The role reports directly to Head, Fraud Risk Management, Credit Fraud . This role will sit within Conduct, Financial Crime and Compliance (CFCC) function and will carry only second line of defence (LOD) responsibilities in collaboration with the CFCC advisory teams who are aligned to Businesses and Functions.
SCB footprint is primarily in the Asia, Africa, and Middle East region, most business and functional stakeholders & staffs in your team are also located in the Asia region. We expect the candidate to work flexibly from their base location in supporting the Asia time zone.
Core Responsibilities (Fraud Risk Management):
• Protect clients and the Bank against current and emerging fraud schemes across segments, products, and channels
• Drive a mindset shift that prioritizes protecting our client and the Bank from fraud is the right thing to do.
• Establish measurement of client experience for continuous improvement and feedback.
• Minimize financial loss , regulatory fines, and reputational damage because of fraud events
• Drive capability improvements in fraud controls within the 1LoD to achieve risk buy down.
• Ensure policy, standards, processes, and tools are institutionalised and are operating effectively.
• Embed effective response & recovery processes for priority fraud schemes.
• Reduce recurrence and fraud impact, through proactive reviews, investigations, lessons learnt and continuous improvement of controls.
• Enhance 1LoD & 2LoD fraud reporting capabilities, which is accurate, timely and provides insights & trends.
• Stay ahead of client, regulator, board, and community expectations in combatting fraud
• Design a proactive control framework and threat led risk management practice that is forward looking, and intelligence led.
• Strengthen 2LoD Oversight & Challenge activities at Group, Region and Country, which is timely, cost effective and efficient.
• Enable the business to develop innovative customer journeys that balance fraud risk with customer experience, operational efficiency, and drive revenue
• Design and implement fraud controls that balances client experience, operational efficiency, and risk appetite.
• Embed culture of proactive fraud risk management and ownership in 1LoD, rather than just events.
• Collaborate with 1LoD to design an enterprise-wide approach to Fraud, which leverages investments & operations. across other risk types to help reduce cost of controls.
• Make Group Fraud Risk Management a great place to work
• Establish a culture of high performance, accountability, results, and execution focus.
• Prioritise colleague welfare, recognize and reward them on a timely basis.
• Build a future ready workforce through investment in learning and development.
• Embrace new ways of working.
Broader Responsibilities:
Strategy
• Regularly undertakes assessment of business strategies and priorities, and its impact on fraud risk management.
• Advise business and create fraud risk management strategies, due to a changing and evolving business, regulatory and threat environment.
• Drive and influence change initiatives that target improvements of fraud risk management capabilities.
Job
:Compliance
Primary Location
:Asia-India-Bangalore
Schedule
:Full-time
Employee Status
:Permanent
Posting Date
:27/Mar/2026, 8:24:32 AM
Unposting Date
:Ongoing Role Responsibilities
The Director, Fraud Risk Management, Credit Fraud is a permanent role that requires strong business acumen and specialist level competency in fraud risk management within the Credit Fraud domain,
• the role acts in a subject matter expert capacity for Credit Fraud across all Business, Functions & Venture areas – Corporate, Commercial & Institutional Banking (CCIB), Consumer Private and Business Banking (CPBB) and Support Functions (e.g. Treasury, Finance, Supply Chain).
• all forms of credit products , unsecured (Personal Loan, Credit Cards), secured (Auto, Mortgage), Business Banking, Corporate & Commercial Lending etc., This role excludes Trade Finance and Commodities Products, although need to work very closely with the 1LOD and 2LOD teams.
The role reports directly to Head, Fraud Risk Management, Credit Fraud . This role will sit within Conduct, Financial Crime and Compliance (CFCC) function and will carry only second line of defence (LOD) responsibilities in collaboration with the CFCC advisory teams who are aligned to Businesses and Functions.
SCB footprint is primarily in the Asia, Africa, and Middle East region, most business and functional stakeholders & staffs in your team are also located in the Asia region. We expect the candidate to work flexibly from their base location in supporting the Asia time zone.
Core Responsibilities (Fraud Risk Management):
• Protect clients and the Bank against current and emerging fraud schemes across segments, products, and channels
• Drive a mindset shift that prioritizes protecting our client and the Bank from fraud is the right thing to do.
• Establish measurement of client experience for continuous improvement and feedback.
• Minimize financial loss , regulatory fines, and reputational damage because of fraud events
• Drive capability improvements in fraud controls within the 1LoD to achieve risk buy down.
• Ensure policy, standards, processes, and tools are institutionalised and are operating effectively.
• Embed effective response & recovery processes for priority fraud schemes.
• Reduce recurrence and fraud impact, through proactive reviews, investigations, lessons learnt and continuous improvement of controls.
• Enhance 1LoD & 2LoD fraud reporting capabilities, which is accurate, timely and provides insights & trends.
• Stay ahead of client, regulator, board, and community expectations in combatting fraud
• Design a proactive control framework and threat led risk management practice that is forward looking, and intelligence led.
• Strengthen 2LoD Oversight & Challenge activities at Group, Region and Country, which is timely, cost effective and efficient.
• Enable the business to develop innovative customer journeys that balance fraud risk with customer experience, operational efficiency, and drive revenue
• Design and implement fraud controls that balances client experience, operational efficiency, and risk appetite.
• Embed culture of proactive fraud risk management and ownership in 1LoD, rather than just events.
• Collaborate with 1LoD to design an enterprise-wide approach to Fraud, which leverages investments & operations. across other risk types to help reduce cost of controls.
• Make Group Fraud Risk Management a great place to work
• Establish a culture of high performance, accountability, results, and execution focus.
• Prioritise colleague welfare, recognize and reward them on a timely basis.
• Build a future ready workforce through investment in learning and development.
• Embrace new ways of working.
Broader Responsibilities:
Strategy
• Regularly undertakes assessment of business strategies and priorities, and its impact on fraud risk management.
• Advise business and create fraud risk management strategies, due to a changing and evolving business, regulatory and threat environment.
• Drive and influence change initiatives that target improvements of fraud risk management capabilities.
💡 Quick Summary
Seeking a career-building opportunity? The Director| Fraud Risk| Credit Fraud position is now open for candidates interested in the Bank Jobs sector. This role in Bengaluru offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
