Job Description
Executive - Credit Operations
Job Purpose
This position is open with Bajaj Finance ltd.'
Job Duties & Key Responsibilities
Duties and Responsibilities - Х To achieve Branch target on indicators Ц Credit Metrics / Operations Metrics / Gold Loan Metrics.
Х Training of Branch Sales on Policies & Processes for Gold Loan / Consumer Durables / Vehicle refinance / other Products as & when launched.
Х Ensuring policy adherence and meeting the TAT. Х Delivering Approval rate & other critical SLA deliverables for Gold loan / Refinance loan, Cross sell & CD business.
Х Checking & Valuation of Gold. Х Vaulting & Safekeeping of Gold. Х Ensuring adherence to Vaulting Process & Policies. Х Supporting Branch Cashier in resolution for Customer Service queries.
Х Provide Feedback to Regional / HO Authorities on Credit / Operations Process / Policies on a regular basis. Х Data Analysis & Sharing of best practices with team.
Х Coordinate with Sales & ensuring mechanism in place for processing of files within desired TAT. Х Coordination with various HO / Cross functional departments & providing feedback.
Х Vendor Management (CPV / Gold Testing Vendor). Х Ensuring Cost within Budget. Х Support in Branch Admin Activities. Х Maintain Minimal Errors in Audit Report published by HO.
Required Qualifications and Experience
• Х Graduate / Post Graduate - Fresher Х Good Learner & conceptualization skills. Х Good Team Player
💡 Quick Summary
Seeking a career-building opportunity? The Executive | Credit Operations position is now open for candidates interested in the Bank Jobs sector. This role in Surendranagar offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
