Job Description
Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Financial Crime Risk Management
Pay Details:
$ +1,200 - $136, 800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
CUSTOMER
Provide expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF /Sanctions/ABAC matters affecting covered TD businesses
Proactively advise covered TD businesses of new and changed AML/ATF/ Sanctions/ABAC regulatory and/or policy requirements and articulate the impact to their processes and controls
Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs
Guide and partner with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs
Escalate and manage to resolution significant issues and events
Represent FCRM on internal or external committees relating to designated business activities as required
Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis
SHAREHOLDER
Actively assist in developing and overseeing implementation of business line policies and procedures
Collaborate with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses
Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate
Supports the development of annual awareness training
Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues
Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Keep current on emerging issues, trends, and evolving regulatory requirements to and assess potential impacts
Handle inquiries/requests from Internal Audit and regulators
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
EMPLOYEE / TEAM
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business
Participate in personal performance management and development activities, including cross training within own team
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive, and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally
BREADTH & DEPTH
Senior specialist with AML/ATF/ Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/ Sanctions/ABAC function or area
Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
Provides AML/ATF/ Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative.
Provide advanced analysis and/or specialized reporting to support business partners, functional areas, or centres of expertise
Provide guidance and support to analysts on matters related to portfolio and speciality
Expert knowledge of the business and operational functions supported
Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
Contact for business management, external/internal auditors, dealing with non-routine information
Manage / assist with regulatory reviews including inquiries, audits, and exams
Deep knowledge and understanding of businesses / technology, and organizational practices/ disciplines
Identify and lead problem resolution for project/program complex requirements related issues at all levels
Generally reports to a Senior Manager
EXPERIENCE & EDUCATION
Undergraduate degree or equivalent work experience
7+ years experience
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than +5,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Financial Crime Risk Management
Pay Details:
$ +1,200 - $136, 800 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
CUSTOMER
Provide expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF /Sanctions/ABAC matters affecting covered TD businesses
Proactively advise covered TD businesses of new and changed AML/ATF/ Sanctions/ABAC regulatory and/or policy requirements and articulate the impact to their processes and controls
Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs
Guide and partner with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs
Escalate and manage to resolution significant issues and events
Represent FCRM on internal or external committees relating to designated business activities as required
Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis
SHAREHOLDER
Actively assist in developing and overseeing implementation of business line policies and procedures
Collaborate with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses
Ensure respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate
Supports the development of annual awareness training
Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues
Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
Keep current on emerging issues, trends, and evolving regulatory requirements to and assess potential impacts
Handle inquiries/requests from Internal Audit and regulators
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
EMPLOYEE / TEAM
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest
Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business
Participate in personal performance management and development activities, including cross training within own team
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
Contribute to a fair, positive, and equitable environment that supports a diverse workforce
Act as a brand ambassador for your business area/function and the bank, both internally and/or externally
BREADTH & DEPTH
Senior specialist with AML/ATF/ Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/ Sanctions/ABAC function or area
Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
Provides AML/ATF/ Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative.
Provide advanced analysis and/or specialized reporting to support business partners, functional areas, or centres of expertise
Provide guidance and support to analysts on matters related to portfolio and speciality
Expert knowledge of the business and operational functions supported
Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
Contact for business management, external/internal auditors, dealing with non-routine information
Manage / assist with regulatory reviews including inquiries, audits, and exams
Deep knowledge and understanding of businesses / technology, and organizational practices/ disciplines
Identify and lead problem resolution for project/program complex requirements related issues at all levels
Generally reports to a Senior Manager
EXPERIENCE & EDUCATION
Undergraduate degree or equivalent work experience
7+ years experience
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than +5,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
💡 Quick Summary
Seeking a career-building opportunity? The Financial Crime Risk Oversight Specialist (2+33) position is now open for candidates interested in the Bank Jobs sector. This role in Toronto offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
