Global Head of Credit Risk Management Services
Responsible for the design, implementation and execution of processes to manage credit risks while ensuring a sound control environment at all times along with excellent client experience.
Job Purpose:
Provide Leadership and Strategic Direction for CRMS globally including direct management of 300+ people.
Maintain close interaction and co-ordination with ICM, Banking, International, Citi Commercial Bank (CCB), Treasury and Trade Solutions (TTS), Risk Management, Operations, Legal and Finance
Maintain frequent and high level of interaction with senior management across all lines of defense including Product, Coverage and Functional lines in additional to various Local Regulatory Authorities
Cover diverse portfolio including Global and Top Tier Local Corporates, Commercial, Financial Institutions, Central Banks and Public Sector client segments.
Institute and ensure effectiveness of controls and processes meet all internal policies and regulatory requirements/expectations.
Lead projects and provide valuable input with various working groups created to enhance processes, controls, performance and efficiency supporting the strategic direction of ICM, Client and Citi.
Key Responsibilities
Act as CRMS point of contact Globally; effectively represent at a senior level including global business forums.
Partner with global leadership in defining and executing CRMS target operating model in conjunction with many of the wholesale credit programs.
Effective control and management of the Global function.
Identification, development, and implementation of CRMS initiatives that increase efficiency, strengthen controls, data quality and positively improve the overall client experience.
Act as the key contact and take accountability for internal and external audits.
Lead projects and provide valuable input with various working groups created to enhance processes, controls, performance and efficiency
Partner with Product Management to reduce risk, automate and streamline through technological capabilities.
Recruitment and selection of staff. Coach, mentor, develop, train, motivate and evaluate team members including succession planning.
Represent global initiatives to standardize or refine the global credit process. Reassess processes, propose and contribute to implementation of enhanced and streamlined standard processes. Contribute to implementation of Institutional Credit Management global and regional strategic plans
Management of operational risk and controls by tracking and monitoring key performance indicators, regular and robust Manager Control Assessments (MCA), and use of continuous process improvement techniques to identify areas of weakness and implementing corrective actions as appropriate.
Building and maintaining a robust control environment across all areas of responsibility and elimination of manual touch points.
Experience/Knowledge
An experienced, capable and influential manager who can deliver high quality service in a very demanding, constantly changing and frequently ambiguous environment.
Risk based thinking and analytical mind set; capacity to proactively anticipate, identify and resolve problems
Significant operational experience in credit risk management or related areas.
Demonstrable ability to achieve positive outcomes against rigorous objectives.
Demonstrated knowledge of best practices and trends in credit risk management in addition to understanding the local regulatory environments.
Experience in applying strong project management discipline, governance & controls as well as change management programs and initiatives.
Product development and program management leadership preferably within the business.
Manages multiple teams of senior professionals through other senior managers.