Job Description
Job Purpose
To ensure quality of customer service, gold collateral / asset quality Process adherence, there by achieving growth the objectives of the organization. (1. Customer service - TAT for servicing a client, 2. Client retention to reduce attrition, 3. Cross sales to grow portfolio size)
Functional Responsibilities
To conduct valuation and verification of gold ornaments with respect to weight, purity Detect spurious, low purity gold and frauds to mitigate the risk.
Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
Adhere the Policy, Process other guidelines of the bank. Improve the existing process to overcome the probable risk.
Maintaining the TAT in the timely disbursement of Gold loan.
Retention of customers / portfolio by meaningful engagement time to time.
Secure safe room operations, security measures, day to day working of branch.
Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
Cross Sell of other products / services of the bank.
Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.
This job is provided by Shine.com
To ensure quality of customer service, gold collateral / asset quality Process adherence, there by achieving growth the objectives of the organization. (1. Customer service - TAT for servicing a client, 2. Client retention to reduce attrition, 3. Cross sales to grow portfolio size)
Functional Responsibilities
To conduct valuation and verification of gold ornaments with respect to weight, purity Detect spurious, low purity gold and frauds to mitigate the risk.
Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
Adhere the Policy, Process other guidelines of the bank. Improve the existing process to overcome the probable risk.
Maintaining the TAT in the timely disbursement of Gold loan.
Retention of customers / portfolio by meaningful engagement time to time.
Secure safe room operations, security measures, day to day working of branch.
Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
Cross Sell of other products / services of the bank.
Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.
This job is provided by Shine.com
💡 Quick Summary
Seeking a career-building opportunity? The Gold Loan Officer | Namakkal position is now open for candidates interested in the Bank Jobs sector. This role in Namakkal offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
