Job Description
Role: Rating Analyst - Integrated Risk Management (IRM)
Location: Mumbai
Internal Grade: Senior Manager/AVP
Job Purpose
- Primarily responsible to carry out independent assessment on the credit quality of a borrower to indicate the level of risk associated with the borrower by assigning ratings as per Bank's internal rating model.
- Ensuring that the ratings are accurate and up-to-date with the all available information at all points of time by tracking news, reports both internal and external and quarterly performance of the
Assign Ratings independently
- Comprehensive and independent analysis of companies' performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses
- Independently handling rating assignments for entities of varying sizes and preparing rationales for the ratings assigned
- Assign ratings as per Bank's internal rating scale after thorough understanding of the borrower, industry and peer group analysis
Surveillance of ratings
- Surveillance of ratings in the assigned portfolio
- Review of ratings basis any new developments in the company/industry
- Monitor the ratings through multiple surveillance frameworks in place.
- Ensure all the latest available information is factored in the ratings
Industry Analytics
- Analysis of industry/sector assigned
- Read through industry reports by various agencies
- Attend webinars and seminars pertaining to the industry to keep ourselves abreast of the latest updates and trends in various industries.
- Industry presentations evaluating sector performance and rating movement at a portfolio level
Desired Candidate Profile: CA, CFA or MBA from a Tier 1 institutes. Experience in ratings, credit underwriting or policy related job role for Mid and Large Corporate segments in any Rating agency, Bank, NBFC's, Research & brokerage houses or KPO's
Location: Mumbai
Internal Grade: Senior Manager/AVP
Job Purpose
- Primarily responsible to carry out independent assessment on the credit quality of a borrower to indicate the level of risk associated with the borrower by assigning ratings as per Bank's internal rating model.
- Ensuring that the ratings are accurate and up-to-date with the all available information at all points of time by tracking news, reports both internal and external and quarterly performance of the
Assign Ratings independently
- Comprehensive and independent analysis of companies' performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses
- Independently handling rating assignments for entities of varying sizes and preparing rationales for the ratings assigned
- Assign ratings as per Bank's internal rating scale after thorough understanding of the borrower, industry and peer group analysis
Surveillance of ratings
- Surveillance of ratings in the assigned portfolio
- Review of ratings basis any new developments in the company/industry
- Monitor the ratings through multiple surveillance frameworks in place.
- Ensure all the latest available information is factored in the ratings
Industry Analytics
- Analysis of industry/sector assigned
- Read through industry reports by various agencies
- Attend webinars and seminars pertaining to the industry to keep ourselves abreast of the latest updates and trends in various industries.
- Industry presentations evaluating sector performance and rating movement at a portfolio level
Desired Candidate Profile: CA, CFA or MBA from a Tier 1 institutes. Experience in ratings, credit underwriting or policy related job role for Mid and Large Corporate segments in any Rating agency, Bank, NBFC's, Research & brokerage houses or KPO's
💡 Quick Summary
Seeking a career-building opportunity? The HDFC Bank | Senior Manager|AVP | Rating Analyst | Integrated Risk Management position is now open for candidates interested in the Bank Jobs sector. This role in Mumbai, offers a professional environment and growth potential.
Requirement Snapshot: Candidates should possess basic communication skills, a proactive attitude, and the ability to work in a team. Experience in Bank Jobs is a plus.
