Head - Secured Asset - Private Bank
Job Title: Head Secured Assets
Location: Mumbai
CTC: Min 1 Cr+
Age Limit: 50 to 55 years
About the Company:
Our client is a renowned private sector bank with a strong presence in retail and secured lending. The bank is known for its stable growth, robust governance, and customer-first approach.
Role Overview:
We are seeking a senior leader to head the Secured Assets vertical. The ideal candidate will have strong experience in managing high-value secured lending portfolios across products like Home Loans, Loan Against Property (LAP), and other mortgage-backed lendingparticularly in the prime customer segment. The individual must be capable of owning and driving the P&L of the Secured Assets business.
Key Responsibilities:
- Lead and manage the secured lending business (Home Loans, LAP, Mortgage Loans) with a focus on the prime segment and high-ticket clientele.
- Drive strategy, growth, and profitability across secured asset products.
- Manage and take ownership of the P&L of the Secured Assets vertical.
- Oversee end-to-end credit lifecycle including sourcing, underwriting, disbursal, and collections.
- Collaborate closely with credit, risk, operations, and compliance to ensure high-quality asset book.
- Identify new business opportunities and design customer-centric secured lending offerings.
- Build and mentor a high-performing team across geographies.
- Ensure adherence to regulatory and internal risk parameters.
Desired Candidate Profile:
- Minimum 20+ years of experience in the financial services domain, specifically in secured lending across NBFCs or Banks.
- Proven expertise in managing prime segment secured products especially Home Loans, LAP, and high-ticket loans.
- Strong P&L management experience in a senior leadership capacity.
- Deep understanding of credit, risk frameworks, and customer profiling.
- Excellent leadership, communication, and stakeholder management skills.
- CTC should be 1 Cr or above in current/last role.
Age: Between 50 and 55 years.